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Authors; Adrian Hudson

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Adrian has a background in I.T management, but after noticing a niche in the market, formed the finance consultancy business Sprint Soft Ltd. Earlier this year he launched the secured loans specialist We Introduce You. Adrian blogs about his day-to-day life, secured loans and personal finance at The Introducer

Author Specialises in Articles on : Managing Cash Flow & Legal Matters
Online Guides & Article Directory by Adrian Hudson, Adr
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Legislation And The Secured Loans Market
IntroductionThe Secured Loans market is often referred to as 'Unregulated' and this has led to organisations taking a rather laissez faire attitude to creating advertisements as part of their marketing campaigns? This article shows that regulation within the secured loans industr...
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Steps To Follow Prior To Committing To A Secured Loan
Introduction Secured Loans have their place in the market. They might be advisable for people with bad credit ratings who are unable to extend their mortgage or for those who want to take out a large loan, particularly over a longer period. For people with reasonable credit scores they can also offer quite a low cost way of borrowing money. The problem is that as a Secured Loan is, by......
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Seeking Debt Advice Prior To Taking Out A Loan
IntroductionAlthough Secured Loans also have their place in the mainstream market and in certain circumstances can be useful for high value, long term, quick turnaround loans for people with good credit ratings they are typically used by people who have struggled to get extra credit using conventional means. This document talks about the organisations people can turn to if they experience bad debt......
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The Pros And Cons Of Using The Financial Ombudsman
IntroductionWith the number of consumers complaining about financial transactions to the Financial Ombudsman Service (FOS), the cracks seem to beginning to appear in its infrastructure. Many consumers feel that rulings have been predetermined before they even complain. This article discusses the types of problems consumers face and the alternatives to using the FOS. On the flip side, the article......
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The Individual Voluntary Agreement Market In Focus
IntroductionKnown generally as IVAs, Individual Voluntary Arrangement agreements are getting a lot of press. This article discusses whether they are an genuine alternative to bankruptcy, discusses the advertising and promotion regime and talks about the market players and what the industry and regulators are saying about the IVA market.The IVA MushroomRecently there has been a huge push in the......
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Actions To Take Before Applying For A Secured Loan
IntroductionSecured Loans have their place in the market. They might be advisable for people with bad credit ratings who are unable to extend their mortgage or for those who want to take out a large loan, particularly over a longer period. For people with reasonable credit scores they can also offer quite a low cost way of borrowing money. The problem is that as a Secured Loan is, by definition, ......
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Secured Loans Insurance Cover
Payment Protection Insurance (PPI) and Secured LoansPayment Protection Insurance (PPI) provides cover in the event of all sorts of things like, accidents, involuntary employment or sickness for secured loan repayments. The Insurance organisation will make repayments against the loan for a period, which is typically either 12 or 24 months. A secured loan, by definition, will only be provided once......
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The Development Of The Green Mortgage Market
IntroductionAs Green issues increasingly play on people's mind the desire to renovate defunct properties or build eco-friendly properties is growing. Mortgage lenders, who typically steered away from such projects, now recognise a growing market and many more are now willing to loan money to fund such projects. This article discusses the rise of the Green Home Loan and the complexities surrounding......
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Group House Purchases Using Shared Home Loans
IntroductionAs a consequence of sky-high property prices, more and more people are clubbing together to take out shared mortgages. This article discusses the different types of Group Home Loans offered by the mortgage lenders, the legal side of doing it and looks at some of the problems of group ownership.The Growing Trend of Shared Home LoansWith the rise in house prices and people struggling to......
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Bank Of American Home Loans
It is also necessary to spend an equal amount of time drawing up the legal side of the agreement...
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Buy To Let Investments
The Government argues that in the case of rental properties, high rating module be more desirable and will have most effect on the marketability of properties - and hence ultimately on rental levels...
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First Time Home Loans
?Taxes and Insurance ? The cost of any damage to the home and what the local government charges.?Interest ? The cost to borrow the money, month after month...
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Interest Only Mortgage Calculation
It is best to go the whole hog and set up something that will target paying off the total at the end of the mortgage period, but at the very minimum people should make a monthly contribution alongsid......
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Loans No Down Payment
But the bottom line is, always be careful where money is involved!...
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No Cost Home Loan
It is also necessary to spend an equal amount of time drawing up the legal side of the agreement...
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Probate And Inheritance Tax
There is many options available in case of inheritance tax advice UK which one can go for and it is always advised to go with experienced and well reviewed service such as Porterbrown UK to get throug......
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Short Term Secured Loans
With flexible terms and conditions it helps the borrower to meet the small time needs. The loan amount is available within a short span of time, which makes it easily available to the borrower...
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The Growing Individual Voluntary Arrangement Market
With the rise in the number of people taking out IVAs ultimately reducing the Banks profits, this is probably going to be the first in a long line of industry defences against them...
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Actions To Take Prior To Taking Out A Secured Loan
But always think very carefully before committing to any financial transaction and always research what you are signing up to - and watch out for the small print...
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The Secured Loans Industry Infrastructure
But the interesting thing is that no matter what level of the hierarchy the end Customer gives their business to they are highly unlikely to be charged any differently - the only things affected with......
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