Jason Bertrand is the President of JPB Financial Services, Inc., a Connecticut Corporation and member of the Better Business Bureau. He has over a decade of experience in the financial services industry and is a Notary Public in the State of Connecticut.Please visit the following sites:http://www.emortgageloanstore.comhttp://www.businessloansandleasing.comhttp://www.jpbfin.comFeel free to contact Mr. Bertrand with any questions or concerns through jbertrand@emortgageloanstore.com, or mail to:JPB Financial Services, IncAttn: Jason P BertrandPO Box 552Vernon, CT 06066860-982-5334
Debt Consolidation - The Benefits And Down Falls A debt consolidation loan is used to take all of the separate debt a person may have and combine that debt into one, lower combined payment. A debt consolidation loan will generally be used to reduce debt to a more manageable level. The new payment will be lower than the sum of the previous payments and is also tax deductible where those previous balances may not have been.For example if a person...... Similar Editorial : Debt Consolidation by Mike Yeager. | Source : Credit Card Consolidation Service
What Is FOREX Foreign Exchange Trading Foreign Exchange Market, or Forex as it is commonly called, is an international exchange market to buy and sell different currencies from around the world. An investor has the ability to buy and sell these currencies in order to create gains from small movements in the value of one currency over another. The Foreign Exchange Market or Forex is open from Monday at 0:00 GMT until Friday at 10:00 GMT...... Similar Editorial : Forex Foreign Exchange Systems by . | Source : Best Currency Trading
Understanding Credit Score Unfortunately, very few people have "perfect credit" but having made some mistakes in the past does not mean there is not a product for you. No credit is just that. This means that the person has no information pertaining to their payment history. The good thing is that there are other things that can be taken into consideration to show you have the ability and willingness to pay your debts. One...... Similar Editorial : Credit Score by Mike Johnson. | Source : Credit Report Rating
What Is An Adjustable Rate Mortgage Or ARM? An adjustable rate mortgage is a mortgage loan that is fixed for a set period of time and then adjusts based on the rates during the adjustment period. Some common adjustable rate mortgage loans terms are 1/1, 3/1, 5/1, 7/1, and 10/1. The first number in what appears to be a fraction is the amount of time the rate stays fixed. The second number is the amount of time between adjustments. For...... Similar Editorial : Adjustable Rate Mortgages by James Dedolph. | Source : Second Home Mortgages
Negative Amortization And Interest Only Option Mortgages An interest only option mortgage loan is a mortgage that only requires one to pay the interest portion of ones mortgage payment. An interest only option is an attachment to another type of loan. Either a fixed rate or an adjustable rate mortgage can have an interest only option.The interest only option allows the appreciation of the home to build equity instead of making payments to reduce the...... Similar Editorial : Negative Amortization by James Kemish. | Source : Second Home Mortgages
Commercial Real Estate, The Asset That Keeps On Giving A commercial mortgage is different from a residential mortgage. In a residential scenario the bank is simply looking at the value of the property and the buyer’s ability to pay. In a commercial scenario the bank not only looks at the property value and the credit worthiness of the guarantor, but also the company’s financial history and the income generated from the commercial property. It is...... Similar Editorial : Buy Commercial Real Estate by Bart Icles. | Source : Michigan Real Estate License
No Money Down And High Loan-To-Value Home Purchases In many cases it is difficult to obtain financing with little or no down payment. The lender will usually look for very high credit scores and a very thorough payment history. In some cases it may be easier than one would think. Twenty years ago it was always a rule of thumb that one needed to put down at least 20% in order to purchase a home. Last year over 40% of home purchases were made at 100%...... Similar Editorial : High Risk Personal Loan by Jerry Leung. | Source : Loan Home Re Finance
The Home Buying Process : What Steps To Take There are several steps to take in the mortgage process. The following is a list of the best steps to take in order to ensure a smooth and simple transaction.1. Get Pre-Approved FirstDuring the pre-approval process all the information necessary to complete a mortgage transaction will be collected. A pre-approval is substantially different from a pre-qualification. A pre-approval is the process of...... Similar Editorial : Buying a Home As by Laine T. Wagenseller. | Source : Sell Your Own Home
The Home Buying Process For The First Time Buyer It is much better to pay a home mortgage loan and build equity than it is to rent and pay someone else's home mortgage loan for them. By purchasing your own home you are investing in your own future. The possibility of owning ones own home is easily within reach, if there is someone there to help. When buying your own home there are many programs specifically tailored to meet your needs.The US...... Similar Editorial : First Time Home Buyer by Kristin Abouelata - Home Loans. | Source : Sell Your Own Home