Large companies are looking to tighten the noose around those bad hackers, consumers are demanding more security and more privacy for there home computers, and who wouldn't, credit card fraud and identity theft has not decreased it has only increased.

Hackers who like to hack into bank accounts are going to have a harder time doing that. Some online banking companies are asking there customers to take a further step in the login process when logging into there bank accounts. For example, some banks are asking there customers to enter their user ID on one page and then enter their password on the next page; this makes it more difficult for hackers. But don't ever feel like you are safe, keep your guard up and don't fall for any phony emails that ask you to go to a fake look a like bank website and enter your user name and password. If you do get one of those fake emails call your bank first, and ask them if they sent you the email, and you can also forward the email to the banks technical support team.

Thanks to companies like Webroot there are programs that can help you keep your computer secure and free of spy ware and ad ware, with their Spy Sweeper software which I highly recommend. Webroot also offers a great firewall that your computer should not be without. Go to AME Computers Spyware and Malware page for more information on these great products.

Another good move toward security and spam is that there are some ISP's that are offering free spam filters, this helps cut down on the amount of junk mail reaching your inbox. The newer version of Outlook has built in junk mail filter, but what's the point in having a filter if you have to go and filter through the spam filter that Outlook provides.

The flip side to all of this is the cost to consumers. Spyware and viruses can cost companies, and the average consumer thousands of dollars a year. Companies implementing new security hardware pass on those expenses to there customers, so it is not good for the consumer or the business. Microsoft Vista operating system has some built in features to help keep you safe; however there still may be a need for third party software to protect against spyware and viruses.

It's a never ending battle between the good guys like Webroot and Lava Soft and the bad guys like the hackers and spammers. Do your part and fight the good fight.