Just Shred It -- Protecting Your Identity There are few things just as disturbing as the thought of having your identity stolen. All a criminal has to do is get a hold of a few of the right numbers and words, and they can take over your virtual and financial life, burying you in debt that you had no hand in incurring and ruining your credit. It can take years and a lot of money to get everything sorted out, and afterwards you'll never...... Source : Identity Theft Statistics
Learn What Credit Insurance Can Do For You Almost every time you make major or smaller purchases you apply for some type of credit. No matter if you are buying a house or a car, or you just go and buy some appliances or electronics for your home you'll use some type of credit. And more or less every time you use a form of loan there are big chances that you'll be asked to also buy some form of insurance for your credit. Before proceeding...... Similar Editorial : Types of Credit Insurance by Evan T Smith. | Source : Homeowners Insurance
Another Way To Pay For School Loans Most people aren't concerned with the amount of money they borrow in order to go to college- at least, not while they're still in college and avoiding payments by deferring them until after graduation. Students are taught to believe that going to college will result in higher paying jobs, and therefore- paying off the loans required to get that higher education will not only be "easy to pay off",...... Similar Editorial : Old School by Britt Gillette. | Source : National Credit Card Debt
Year Round Organization Saves Time And Money At Tax Time Many people experience the "tax season rush" that occurs every April. They've waited until the last minute to look for essential paperwork, and then the actual filling out of the required tax paperwork takes much longer than expected. The best way to remedy this last minute chaos is to set up a year round organization system to prepare for taxes. It sounds like a lot of work, but it will...... Similar Editorial : Time is Money by Phone Sheet. | Source : Tax Planning
Top 6 Ways To Get Out Of Debt It's certainly easy enough to get yourself into debt, but when it comes to becoming debt free most people struggle for their entire lives without every fully experiencing a debt free existence.Here are 6 things you can do right now to increase your possibility of becoming debt free.Try consolidating your debts if you have many accounts with small balances on them. It can be a nightmare to keep...... Similar Editorial : Seven Ways to Say by Gerry McRae. | Source : Debt Consolidation Credit Report
Negative Side Effects Of Debt How can debt affect your life? For any person, debt is like this illness that never goes away, it persists and persists, never truly getting better until action is taken. The comparison works because like an illness, debt can cause a great deal of suffering and pain to those who have trouble paying their bills each more, or at all. Immunity against debt is non-existent, everyone is susceptible. ... Similar Editorial : CLUTTERS SIDE EFFECTS by Stephanie Roberts. | Source : Genus Debt Management
Choosing A Debt Couseling Program If you are an individual that is having trouble finding relief from your debts and you feel there are not other options, you should look into getting help from a debt counseling program. A debt counseling program is designed to help individuals to get caught up on their debt and to also teach you how to avoid debt problems in the future. There are many programs; some legit and some are not legit....... Similar Editorial : Debt Consolidation Program by Jon Arnold. | Source : Genus Debt Management
Advantages Of Bankruptcy Consumers who are considering filing bankruptcy are faced with a lot of questions and are often not sure what the advantages could be- if any. Besides the obvious advantage of not having the debt that hangs over their head everyday, are their any other advantages of potentially damaging your credit report for 7 to 10 years by filing bankruptcy?There are many different aspects to consider before...... Similar Editorial : After Bankruptcy by John Harris. | Source : The District
Using A Home Equity Loan To Pay Off Credit Cards The majority of Americans carry some sort of credit card debt. Unfortunately, many of us carry so much debt at such high interest rates that it becomes difficult to make a difference in the amount we owe, even when we send a payment to the credit card company each month. Falling behind just makes it worse, with late fees and finance charges added on to your next statement- and often a late payment...... Similar Editorial : Home Equity Loan by Charles Essmeier. | Source : Credit Card Finder
Simplify Your Bookkeeping With Credit Cards Did you know that just by having a credit card for your business that you can actually help in your bookkeeping efforts? It's true, a business credit card can not only help you separate your business and personal expenses, but it can also help you manage your finances at the same time. Many credit card companies that offer business credit cards also offer reports of your account. These reports may...... Similar Editorial : Simplify the Season by Megan Corwin. | Source : Credit Card Debt Problems
Credit Card Tips For The New Year It's a new year, so don't fall victim to the same old habits that lead to tarnished credit and mounting credit card debt. Instead, change your ways of doing business with creditors. Here are some helpful tips to decrease your credit woes in 2008.First, keep only the credit cards you really need. If you already have credit cards or plan to apply for new ones, be sure to read the fine print on the...... Similar Editorial : Credit Card Debt Tips by Dee Power. | Source : Credit Card Debt Problems
Credit Card Customer Service Roundup When determining which credit card company is right for you, it's important to consider everything the credit card company has to offer. Equally as important as a low APR or advanced security features is the credit card company's customer service.Because most consumers overlook customer service until it's too late, we made calls to the top five credit card companies (American Express, Bank of...... Similar Editorial : Customer Service by Craig Binkley. | Source : Providian Credit Card Application
Secured And Prepaid Credit Cards With so many consumers looking for ways to rebuild their credit, secured and prepaid credit cards are growing in popularity. Some people swear by them, and others try to avoid them. If you're new to credit cards, you may have wondered how a prepaid card differs from a secured card, and how either kind can be used to build credit.Secured credit cards work much like regular credit cards, but with...... Similar Editorial : Prepaid Credit Cards by Michael Swift. | Source : 0 Apr Visa Credit Card
Fight Fees With Low Fee Credit Cards Do you have credit cards? Do you know exactly which fees you pay, and how much of your monthly payment is devoted to such fees? If not, you're in good company; too many of us don't know exactly what we're paying for when we make our monthly payments. And card companies have been accused of making credit card terms and conditions too complicated for the average card holder to understand. What's a...... Similar Editorial : Common Credit Card Fees by Peter Kenny. | Source : 0 Apr Visa Credit Card
Reality Check: Half Of Households Have No Credit Card Debt If you've ever heard that the average household carries $9,000 of credit card debt and thought that you were ok with your balance, think again. In reality, half of American households have no credit card debt at all and nearly a quarter more have less than $2,200 in credit card debt.There are both times to have and places to carry debt, even large amounts of it. But at no time should the place to...... Similar Editorial : Dreams of Reality by Nilesh Gore. | Source : 0 Apr Visa Credit Card
