Identity Theft Threat During the course of the day you may write a check at the grocery store, charge tickets to a concert, mail your tax returns, rent a car, and apply for a new credit card. Your probably don't think twice when you are doing these type of activities. An identity thief is always watching.Identity theft is a serious crime, and is currently the biggest crime waive ever. People who have their identity...... Similar Editorial : Identity Theft by Kavita. | Source : Identity Theft Fraud
Even Celebrities Like Liz Mikel Needs Identity Theft Protection Did you think Identity Theft Protection is unnecessary? Well you might want to think again. Dallas based actress Liz Mikel just found out the hard way that someone had stolen her identity and been having a field day. She stars in the NBC show "Friday Night Lights", found out that identity thieves had went on-line and opened accounts in her name.Mikel said that she went to the mail and to her...... Similar Editorial : Identity Theft Protection by Chuck Masterson. | Source : Identity Theft Statistics
FHA Loans Below 580 Credit Score If you have a credit score below a 580 it might be extremely hard to get a FHA loan in this current lending market. But there are other options when it comes to getting government loan. Even though FHA will insure loans below a 580 credit score the secondary market that buys and sells mortgage paper has set the stage as to what will be bought and sold in this market.When loans are bought and sold...... Similar Editorial : Low Credit Score Loans by Ashley P Lewis. | Source : Money Debt Help
Pay Your Debts To Raise Your Credit Score Sounds simplistic, doesn't it? Just pay down your debts, your credit score will raise, and all will be fine. But if you're in debt, there's probably a reason - such as spending in excess of your income.If you want to build a good financial reputation - otherwise known as a good FICO score - you'll have to make the effort to bring your spending in line with your income.You have two simple choices,...... Similar Editorial : Raise Your Credit Score by John Dow. | Source : Debt Counseling Help
Credit Report After A Bankruptcy Your credit report after a bankruptcy will look like a bomb was dropped on it. Your credit score report will be littered with all kinds of derogatory information. Depending on what type of bankruptcy you filed will determine how long it will take to re-establish your credit. The two most common bankruptcies are Chapter 7 and Chapter 13. With the new bankruptcy law, more people will be forced to...... Similar Editorial : Credit Report by John Mcfadden. | Source : Filing for Bankruptcy
Chapter 7 Bankruptcies & Chapter 13 Bankruptcies Your Credit Score will be affected whether you file Chapter 7 or Chapter 13. But which is worse on your Credit? In this article I will discuss the Pros and Cons in regards to how each bankruptcy will affect your personal credit rating. Over the years in the Mortgage Industry I have dealt with the affects of these different bankruptcies, and how each one affected your ability to get financed. I...... Similar Editorial : CHAPTER 2001 by David Stoddard. | Source : Bankrupt Lawyer
How Chapter 7 & 13 Bankruptcies Will Affect Your Credit Score. Your Credit Score will be affected whether you file Chapter 7 or Chapter 13. But which is worse on your Credit? In this article I will discuss the Pros and Cons in regards to how each bankruptcy will affect your personal credit rating. Over the years in the Mortgage Industry I have dealt with the affects of these different bankruptcies, and how each one affected your ability to get financed. I...... Similar Editorial : Chapter 7 Bankruptcy by Apurva Shree. | Source : Bankruptcy House
How Credit Card Debt Can Affect You? Credit card debt is a increasing problem in the United States. The credit card companies over the last 10 years have been extending credit to everyone. Yes credit cards are necessary for credit reasons, but it is very easy to over extend yourself real quick. In order to have good credit scores the FICO score model likes to see a mix of credit which includes credit cards, but if it notices you...... Similar Editorial : Credit Card Debt by Richard Greenwood. | Source : Credit Card Merchant
Proposed Credit Card And Banking Regulations It looks like the government will be getting serious about credit card regulations. The Federal Reserve Board proposed rules to prohibit unfair practices regarding credit cards and overdraft services that would among other provisions, protect consumers from unexpected increases in the rate charged on pre-existing credit card balances.Regulation AA (Unfair Acts or Practices)The proposal would amend...... Similar Editorial : Game Regulations of Bowling by rhusain. | Source : Credit Card Merchant
Secured Credit Card Advantages Secured Credit Cards have many advantages for someone who does not have any credit, or someone with challenged credit. It is hard to do a lot of things without credit cards. In this article I will discuss why you need credit, and if you don't have credit or your credit is challenged, how secure credit cards will benefit you.Establish good creditOne of the hardest challenges is to get a creditor to...... Similar Editorial : Credit Card vs by James H. Dimmitt. | Source : Best Credit Card Deals
Credit Cards Messed Up My Credit, Why Do I Need Them? Credit Cards may have been the reason your credit got the way it is. So you decided not to ever have a credit card again. I know credit cards are evil, but they are a necessary evil to establish credit. Let's assume you have messed up your credit report with credit cards in the past. So now you must re-establish your credit. What is the quickest way to establish new credit? Most people don know...... Similar Editorial : Bad Credit Credit Cards by Edward Vegliante. | Source : 0 Apr Visa Credit Card
Credit Rating Improved In 30 Days Did you know you can improve your credit rating in 30 days? Most people don't know what to do to get their rating up quickly. There are some tricks you can do to your personal credit report to increase your credit score with ease. In this article I am going to discuss how you can do this within 30 days. Keep in mind while you are doing this process I am about to discuss make sure you are not...... Similar Editorial : Credit Rating by Faranak Groves. | Source : A Credit Rating
Whats My Credit Score ? What’s my Credit Score, which is the million dollar question?? Really, it’s the million dollar question. The reason is your Credit Score could cost you millions of dollars over your life time. Your Credit Score could take two different directions, Good or Bad.Let’s assume it is bad, and you have 3 kids. Depending on your age, this situation could really affect a lot of decisions that you would...... Similar Editorial : Credit Score by Mike Johnson. | Source : Credit Report Rating
Your Credit Score Could Affect Your Christmas. Your Credit Score is what retailers look at when you want that special financing to purchase something. During the holidays, a lot of department stores will offer low or 0% interest rate loans to entice the holiday shoppers. The department stores are hoping that this will increase there sales, but there is something you should know. They don't just give you the low interest rates; it's based on...... Similar Editorial : Credit Score by Mike Johnson. | Source : Credit Report Rating
Top 10 Reasons To Have Your Free Credit Score Report. Your Free Credit Score Report is absolutely the most important piece of mind you need to have these days. How are you ever going to know what is being reported about you if you don't have a current copy of your Free Credit Score Report. Maybe you are applying for some type of loan and find out to your surprise that you don't have the credit score you really should have to get the best interest...... Similar Editorial : Understanding Credit Report Score by Gary Gresham. | Source : Credit Report Rating
