Common Mistakes That College Students Make With Credit Cards College life is one of the most unforgettable chapters in everyone's life. It is often a person's first taste of real independence, and their whole life is ahead of them. But this can also be a time where a college student can make decisions that have repercussions that last for many years.There are a ton of common mistakes that college students make with credit cards. They do it without fully...... Similar Editorial : Common Credit Mistakes by Mike Clover. | Source : Card Consolidation Credit Debt Management
Get Your Credit Card Company To Waive A Late Fee Your credit card payment can be late for a variety of reasons that may or may not be your fault. But, with late fees approaching $39 or above, it is definitely in your best interests to get your credit card company to waive a late fee.Sooner or later, it happens to everyone. You procrastinated, the bill fell behind a piece of furniture, you failed to put a stamp on the envelope, or the post...... Similar Editorial : Credit Repair Company by Justin Hutto. | Source : Card Consolidation Credit Debt Management
Getting A Credit Card After Bankruptcy If you have had to declare bankruptcy for any reason, it is easy to get overwhelmed by the sheer volume of things to consider. But, getting a credit card after bankruptcy is one of the best ways to begin rebuilding your credit score, if you are careful and selective about choosing the right card and provider.Let's face it; a bankruptcy is a huge blow to your credit-worthiness. However, a sober...... Similar Editorial : Credit Card Bankruptcy by Michael Malega. | Source : Card Consolidation Credit Debt Management
How Having Multiple Credit Cards Hurts Your Credit Score Depending on who you talk to, you're liable to get a lot of conflicting information on how having multiple credit cards hurts your credit score. Even seasoned credit counselors, who should know better, occasionally are inaccurate on what does and does not hurt or help your credit score.How Your Credit Rating is CalculatedThe 3 main credit reporting bureaus are Experian, Equifax, and TransUnion....... Similar Editorial : Credit Score by Mike Johnson. | Source : Card Consolidation Credit Debt Management
How Cash Advance Option Can Cripple Your Credit We've all done this without realizing the financial repercussions of our actions. But, unless you know how using your credit card's cash advance option can cripple your credit, you may be making the same mistakes over and over.It's so easy to do. You and your friends are going out on the town and you didn't make it to the bank before it closed. But you need cash! So, you head to the...... Similar Editorial : Bad Credit Cash Advance by Apurva Shree. | Source : Card Consolidation Credit Debt Management
Negotiate A Better Interest Rate From Your Credit Card Company If you're looking for a new way to save a few bucks each month, and potentially a ton of over time, you may wish to negotiate a better interest rate from your credit card company.The average American household carries a balance of $10,000 of unsecured credit card debt, and the minimum payment is typically 2% of the total. Unfortunately, lots of folks choose to pay the minimum each month, of...... Similar Editorial : Credit card interest rate by Jakob Jelling. | Source : Card Consolidation Credit Debt Management
The Importance Of A Good Credit Score The importance of a good credit score when applying for a new credit card is one small part of a very big financial picture for each of us. Simply put, your credit score is a measure of "risk" that all sorts of lenders weigh when they consider lending money to you.The higher that your credit score is, the lower the risk is to the lender that you will fail to pay the balance in the terms of the...... Similar Editorial : Credit Score by Mike Johnson. | Source : Card Consolidation Credit Debt Management
Ways To Get Into Financial Debt Credit cards are an easy way to manage your monthly expenses, and get through a day without having to carry much cash. But they can also be the gateway for all sorts of financial difficulties if you are not careful.In an effort to help you from becoming another statistic of financial misfortune, here are the top 10 ways that people get into financial trouble with credit cards:1. I can always pay...... Similar Editorial : Seven Ways to Say by Gerry McRae. | Source : Card Consolidation Credit Debt Management
Using Credit Cards To Build Your Credit Score Using credit cards to build your credit score can be a very effective means to establish good financial habits and credit-worthiness. But, you have to be very careful as credit cards, if used irresponsibly, can wreck your credit rating in a very short period of time, and cause damage that will take years to overcome. When used responsibly, however, they have the reverse effect...a great credit...... Similar Editorial : Credit Score by Mike Johnson. | Source : Card Consolidation Credit Debt Management
