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Authors; Paul Basco

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Paul Basco provides expert opinions and reviews to help you Apply for a Credit Card and Compare Credit Card Offers with GettingaCreditCard.com.

Author Specialises in Articles on : Types Of Credit Cards & Credit Cards
Editorials & Find Online Articles by Paul Basco, Pau
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Common Mistakes That College Students Make With Credit Cards
College life is one of the most unforgettable chapters in everyone's life. It is often a person's first taste of real independence, and their whole life is ahead of them. But this can also be a time where a college student can make decisions that have repercussions that last for many years.There are a ton of common mistakes that college students make with credit cards. They do it without fully......
Similar Editorial : Common Credit Mistakes by Mike Clover. | Source : Card Consolidation Credit Debt Management

Get Your Credit Card Company To Waive A Late Fee
Your credit card payment can be late for a variety of reasons that may or may not be your fault. But, with late fees approaching $39 or above, it is definitely in your best interests to get your credit card company to waive a late fee.Sooner or later, it happens to everyone. You procrastinated, the bill fell behind a piece of furniture, you failed to put a stamp on the envelope, or the post......
Similar Editorial : Credit Repair Company by Justin Hutto. | Source : Card Consolidation Credit Debt Management

Getting A Credit Card After Bankruptcy
If you have had to declare bankruptcy for any reason, it is easy to get overwhelmed by the sheer volume of things to consider. But, getting a credit card after bankruptcy is one of the best ways to begin rebuilding your credit score, if you are careful and selective about choosing the right card and provider.Let's face it; a bankruptcy is a huge blow to your credit-worthiness. However, a sober......
Similar Editorial : Credit Card Bankruptcy by Michael Malega. | Source : Card Consolidation Credit Debt Management

How Having Multiple Credit Cards Hurts Your Credit Score
Depending on who you talk to, you're liable to get a lot of conflicting information on how having multiple credit cards hurts your credit score. Even seasoned credit counselors, who should know better, occasionally are inaccurate on what does and does not hurt or help your credit score.How Your Credit Rating is CalculatedThe 3 main credit reporting bureaus are Experian, Equifax, and TransUnion.......
Similar Editorial : Credit Score by Mike Johnson. | Source : Card Consolidation Credit Debt Management

How Cash Advance Option Can Cripple Your Credit
We've all done this without realizing the financial repercussions of our actions. But, unless you know how using your credit card's cash advance option can cripple your credit, you may be making the same mistakes over and over.It's so easy to do. You and your friends are going out on the town and you didn't make it to the bank before it closed. But you need cash! So, you head to the......
Similar Editorial : Bad Credit Cash Advance by Apurva Shree. | Source : Card Consolidation Credit Debt Management

Negotiate A Better Interest Rate From Your Credit Card Company
If you're looking for a new way to save a few bucks each month, and potentially a ton of over time, you may wish to negotiate a better interest rate from your credit card company.The average American household carries a balance of $10,000 of unsecured credit card debt, and the minimum payment is typically 2% of the total. Unfortunately, lots of folks choose to pay the minimum each month, of......
Similar Editorial : Credit card interest rate by Jakob Jelling. | Source : Card Consolidation Credit Debt Management

The Importance Of A Good Credit Score
The importance of a good credit score when applying for a new credit card is one small part of a very big financial picture for each of us. Simply put, your credit score is a measure of "risk" that all sorts of lenders weigh when they consider lending money to you.The higher that your credit score is, the lower the risk is to the lender that you will fail to pay the balance in the terms of the......
Similar Editorial : Credit Score by Mike Johnson. | Source : Card Consolidation Credit Debt Management

Ways To Get Into Financial Debt
Credit cards are an easy way to manage your monthly expenses, and get through a day without having to carry much cash. But they can also be the gateway for all sorts of financial difficulties if you are not careful.In an effort to help you from becoming another statistic of financial misfortune, here are the top 10 ways that people get into financial trouble with credit cards:1. I can always pay......
Similar Editorial : Seven Ways to Say by Gerry McRae. | Source : Card Consolidation Credit Debt Management

Using Credit Cards To Build Your Credit Score
Using credit cards to build your credit score can be a very effective means to establish good financial habits and credit-worthiness. But, you have to be very careful as credit cards, if used irresponsibly, can wreck your credit rating in a very short period of time, and cause damage that will take years to overcome. When used responsibly, however, they have the reverse effect...a great credit......
Similar Editorial : Credit Score by Mike Johnson. | Source : Card Consolidation Credit Debt Management



10 Best Credit Cards
Using the above list of the top 10 best credit cards available, you can avoid the bad and the ugly and have nothing but the best in your wallet...
Similar Editorial : 10 Best Credit Cards by Max Anderson. | Source : How To Make Cards On The Computer

Credit Card Authorized User
As a credit card user, know all charges that apply with your card. After all, you will be the one to pay for all these charges...
Similar Editorial : Airlines Credit Card Offers by Robert Alan. | Source : Airline Reward Credit Cards

Credit Card Companies Will
Learn that people are out to get you and that you need to be aware of the truth of credit card companies and other financial institutions...
Similar Editorial : Calling Credit Card Companies by Tom Tessin. | Source : Credit Card Companies

Credit Card No Annual Fee Bad Credit
Negotiate better terms once you have stayed in good standing for about 2 years. Let your credit card company know that you are a responsible customer and deserve better rates...
Similar Editorial : Airline Credit Card No Annual Fee by Morgan Hamilton. | Source : Build Online Business Pg. 5

Difference Between Debit And Credit Cards
Always remember this golden rule of spending never buy something you cant afford. Its much better for your credit rating, your wallet and your mental health to live in the black instead of the red...
Similar Editorial : Airline Credit Card No Annual Fee by Morgan Hamilton. | Source : How To Make Qsl Cards

How To Fix Credit Score
So, its always good to be able to explain yourself and account for any issues in your credit history as well as keeping a good credit score...
Similar Editorial : How To Build Credit Score by Morgan Hamilton. | Source : Free Credit Report Score Pg. 7

Interest Rate For Credit Cards
Make your presentation a mix of flattery and a display of responsibility and your credit card company will be far more likely to honor your request...
Similar Editorial : Application For Credit Cards by Article Submitter. | Source : Deck Of Tarot Cards

No Direct Deposit Cash Advance
Writing out a super check or using the cash advance on your credit card might mean you pay tenfold for your cash...
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Size Of A Credit Card
If you can keep track of your spending, get your payments in on time and keep your account in good standing, youll be better prepared for larger loans in the future...
Similar Editorial : Credit Card Bill Of Rights by Aubrey Clark. | Source : How To Make Announcement Cards

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