Here is a tactic you should heed for your online business? accept credit cards. Whether you're selling digital products or tangible goods through online channels, your business should be able to accept credit cards to ensure the widest customer base possible. The importance of the ability to accept credit cards cannot be denied. Being able to accept credit cards makes your online business more accessible to a greater number of potential clients and customers.
World Of Benefits When Your Online Business Accepts Credit Cards
Credit cards have been tagged as plastic money because they have become accepted as a good alternative to actual cash. A lot of people actually prefer real world establishments who accept credit cards. They would rather shop in stores that accept credit cards rather than those that don't accept credit cards.
The same principle applies in online transactions. People would look for eCommerce sites that accept credit cards, particularly those that accept credit cards which they own. I you would be able to accommodate these people by designing your online business to accept credit cards, you'd be able to increase the number of potential customers you could gain.
Additionally, by building an online enterprise that could accept credit cards, you will be able to secure payment in a more convenient and safe manner. If your online business would accept credit cards from paying customers, you'd be empowering them to spend for your products.
Overcoming An Important Hump When You Accept Credit Cards Online
Sad to say, however, that there are quite a number of people who are afraid of online transactions, even if your business would accept credit cards. There have been tales of so many scams and fraudulent dealings on the Internet, and legitimate businesses which accept credit cards are the ones that have to suffer such stigma.
To help stem the tide of this fear, businesses that accept credit cards should ensure the following things:
* A business that would accept credit cards should make sure that its payment processing page is embedded with Secure Socket Layers (SSL) of at least 128 bit.
* A business that would accept credit cards should also make sure that such SSL encryption appears on the lower right side of the user's browser window, in the form of a lock icon.
* A business that would accept credit cards should establish a responsive customer support system that would answer the needs of your clients when it comes to transactions involving the acceptance of credit cards.
Allowing your online business to accept credit cards could only expand your customer base and provide good profits for you for many years to come.
Accept All Credit Cards
Having a lot of credit cards seems like lots of fun, until you remember after that you eventually have to pay for all the stuff you buy from your bank account. You better hope there is something in there. That said some of these cards can give you some cash back, if you are already spending a lot of money for gas and for EDP (every day purchases). For example, MBNA and Bank of America have quite a few goodies if you get their credit card and regularly use it to make purchases. Remember, that every time someone uses a credit card to make purchases, the merchant is getting charged 3-percent, so whether or not you use credit cards, you and everyone else who buys EDP and a lot of other stuff is paying off that 3-percent expense in any case.
A very cute series of frequent travel awards cards pop up on the PC screen when you check this out. Due to the fact that the airlines are getting into more and more trouble, other travel spots and amenities have become the target of these card's rebates. A Royal Caribbean credit card gives you 2,500 bonus points after the first qualifying transaction, and you earn 1 point for every $1 in purchases. Royal Caribbean is of course the famous cruise ship line. Interest rate is only 7.9-percent for platinum plus accounts, and 13.9-percent for preferred accounts. If you don't like cruise ships, because you think you're going to get sea sick, there also a card for the Sandals Tropical Vacation spots.
It can be dizzying looking at all the possibilities for cash-back, reduced price vacations and other goodies. How is a consumer to have any idea, what is the best deal that is out there? At credit card goodies (dot) com, they say they have a way to find out what is the best credit card for you, but by now I think I'm too dizzy to see straight. No matter. Credit ratings (dot) com also seems to have best recommendations, along with another list available at Money Magazine.
Some of the favorites are the Discover Platinum, with 5-percent cash back on EDP and the Discover Platinum Gas Card, with 5-percent back on gas purchases. No wonder the rich get rich and the poor keep getting poorer. So, who will yell out ?let them eat cake? for the next revolution? I think instead they will scream, ?Let them get Credit Cards?!
Both Jeff Usher & Adam J. Heist are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Jeff Usher has sinced written about articles on various topics from Credit Cards, Travel and Leisure and Software. Jeff Usher researches and writes articles on all aspects of Internet Marketing and eCommerce. For further information on the subject of this article please visit:-. Jeff Usher's top article generates over 4400 views. Bookmark Jeff Usher to your Favourites.
Adam J. Heist has sinced written about articles on various topics from Finances, Credit Cards and Finances. Adam Heist has helped many internet surfers since launching his website. If you have questions or concerns or are wondering about the different . Adam J. Heist's top article generates over 1830000 views. Bookmark Adam J. Heist to your Favourites.
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