Nursing is such a respected field that many have a dream of caring for others through the medical profession. Though there are good intentions and those wishing to fulfill their dreams when it comes time to pay the tuition they are left wondering how to afford it. College is not cheap and it carries a heft price when a person is working to make a living. Unfortunately most people can simply afford to stop working to begin attending school. In fact taking care of a family is one of the leading reasons that most can not afford to obtain a higher education. That is the reason that there are many resources out there to help individuals obtain their nursing degree.
State Scholarships
Most states have a scholarship aimed primarily at nursing school students. These scholarships range in funding amounts, but many of them help with tuition, books and in some cases living expenses. Some states are fortunate enough to have several scholarships for students allowing the wealth and opportunity to be spread around. Since scholarships are not required to be paid back every student wishes to obtain them and there is a huge need sometimes making them difficult to obtain. The way to reduce the difficulty is to watch the deadlines for submission or application and ensure that you are well before the cutoff or deadline. In fact since they are on a first come first serve basis it is important to be one of the most early applicants. There is only so much money to go around and if you are one of the first, you will likely obtain more financing for your program.
Grants are the same way and many organizations provide grants for students wishing to enter a nursing program. Again they are time sensitive as well so it is important to ensure that the deadline and application guidelines are met. Grants do not have to be paid back as well.
Health Care Organizations
Some health care organizations nationwide as well as locally provide monies for students wishing to obtain their nursing degree. This is because they are always in need of quality nurses and can ensure their applicant pool if they promote college graduates. This is also their way of giving back to the community and providing opportunities for students that may have not had the chance at education. If there are larger doctors offices, hospitals, teaching hospitals or other medical facilities it is a good idea to contact the human resources office to learn about all the money or scholarship opportunities within the organization. Some require that a family member or other relative work for them so be sure and check into the requirements before applying. You may also have to sign a contract for a set period of time to work for them after graduation. This is a great thing because not only is your education being paid for, but you are also guaranteed a job after graduation. And, what many students do not realize is that just because you have a certification, license or degree does not ensure an immediate source of income. So this is a great way to secure both!
Nursing School Loans
There are also a number of private loans to help finance nursing school. The only thing about a loan is the fact that they must be repaid. They also accrue interest and can be burdensome after graduation. They should be the students last resort when looking for money to pay for school. If a scholarship or grant is available it only makes sense to obtain ?free money? before taking out a loan. Unfortunately not everyone qualifies or obtains scholarships so nursing school loans are also a good way to pay for the expenses of college. When looking for a loan makes sure to speak to the lender about repayment, interest and the different options of the loan. In some cases you will be expected to make monthly payments throughout the education experience and in other cases the payments can be deferred until after graduation. This is important because it can take away from your education if you are having to work to pay for student notes while trying to study. The main focus in nursing school should be the academics and nothing else.
Apply To Nursing School
I turned forty the month I graduated from nursing school. It is a different experience going to college at a later point in life than in your twenties, however, it is never too late to learn something new. Many people decide to go back to school at a later point in life to finish up a Masters Degree or to change careers. If you are looking to start a second career, nursing offers good employment, many different schedules and a chance to help people at the same time.
Nursing is a well respected profession. You will be working with people and their families and helping them deal with and recover from accidents and illnesses. You will be critically appraising the situation and solving problems independently and with the doctors.
Classes needed to become a nurse include biology, chemistry, general education as well as the nursing process. These classes will help you understand the workings of the human body, disease process and your future patients. You will also participate in clinicals, basically working in a hospital supervised by a nurse instructor.
There are a lot of nursing programs. Some are Associate Degree programs and others are at the Bachelor level. It is important to research the program that fits your needs. Things to consider as an older nursing student:
* The length of the program
* How many students that enroll pass and complete the program
* How many students pass the boards and receive their license
* Does the school offer daycare
* The cost of the nursing program -- they vary wildly
There are a lot of nursing scholarships available. You can also apply for federal financial aid, loans and grants from the government. I was able to to get a local hospital to pay $4000 toward the cost of nursing school by agreeing to work for them upon graduation for a certain amount of time depending on the amount of money I received. Checking with the human resources department at local hospitals may be the way to secure money for nursing school. Also, there are often programs set up through the city where you are able to receive some assistance while going through school. These programs have a wide range of help available from full tuition, books, uniforms and even help with living expenses. You may want to work part time while attending school, but you may have to make a hard decision along the way about which is more important: finishing school or keeping your job.
Upon successfully completing nursing school your will have to sit and pass the NCLEX, a licensing exam, before you can work as a nurse. Warning: check with the college and your state board of nursing to make sure you can be a nurse. If you have a criminal record you may, not necessarily, be unable to receive a nursing license, but it is a could idea to confirm with state board before you spend a lot of money and time on a nursing program.
A lot of people decide to change their career to nursing because of the money you can make. There is nothing wrong with this, but you need to understand two things. First, nursing is hard work and you will be earning every penny. Second, you must provide excellent care regardless of your motivation. You will be taking care of people's sons and daughters, wives and husbands. To succeed, you must be willing to put the patient's needs first because you are in a health care profession where carelessness or laziness could mean the difference between life and death.
One of the great advantages of becoming a nurse is that full time is often three days a week. Those are three twelve hour shifts which permits you to have a four day weekend. This allows you the opportunity to spend more time with your children and grandchildren, travel or even pick up extra work at your own hospital or through an agency that sends nurses to many different areas.
Whether you become a nurse is entirely up to you. If you are unhappy with your current situation, just need a change or you feel like a challenge, nursing may be right for you. Changing careers later in life is always difficult, but it is more desirable than unemployment or a dead-end job you hate. If you really want to become a nurse, you will be able to overcome the challenges.
Gene Grzywacz has sinced written about articles on various topics from Finances, Education and Cooking Tips. Visit Gene's website College Success for more information on Becomin. Gene Grzywacz's top article generates over 246000 views. Bookmark Gene Grzywacz to your Favourites.
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