Few years ago the house prices were going up. Banks and other lenders were falling over each other to offer easy credit. It did not matter if you wanted this money to buy a new car, an exotic holiday or to put a new extension to your house. It did not matter if your had a secure job or not. All it mattered was: do you have a house? Just take a loan secured on your house. The interest rates were low and payments were easy to make on the new loan.



Until interest rates started to go up, industry started to feel shock waves and people started to lose jobs or started to feel the pinch. They found it difficult to meet the payments. As they missed home mortgage payments, they started to get eviction notices.

It is difficult to blame mortgage companies. Like any other business, they are entitled to get their money back.

It is a difficult situation for families with young kids, for older people who have not got enough savings to go and buy a new place. Or people do not want to advertise their financial situation to their neighbours or relatives that their situation has come to this.

If you get evicted, bank will sell it to recover its principle amount. They do not have any emotional ties with the house. They do not have memories or history attached to it. But you do. Ideally you do not want to sell. Alternatively, if you have no other option then you do not want to move. So you may want to sell at your terms and rent back. If you get an opportunity then you may even buy back the house too.

This is where some companies, like Instant Angels excel. They may not offer the full market value but they offer a spedy and stress free sevice of buying the house and even help in stopping repossesion. Thinking about the price, you never get full market value any way if your bank repossessed the property. Even estate agents can never get you the full price because people make offers, you have to pay agents' fee and also the mortgage for the time property does not sell. Oh, and you also pay legals, insurance, council tax till it is sold, and so on.

If you are considering selling the property, then you may also want to consider renting it back too. Rents and other terms can be determined according to your circumstances. If you feel that you may get in a position to buy back in a few years time then the future price can be fixed today so that you never have to rely on the market to determine how much prices will go up by.

As an example, Instant Angels can buy the house today with ready cash at 15-20 percent below true market value. If you chose to buy back in 2 years then you will have an option to pay today price, as long as you rent back and make rental payments on time. That way you get to buy the house back at TODAY's price regardless of whether prices keep rising at whatever percentage.

Remember, you are not obliged buy back. For example, if property prices crash then you can walk away at any time and buy another house cheaper. In other words, you have an option to buy the house back but you are not obliged to do so. On the other hand, the company must sell the house back to you at pre-determined price should you wish to exercise your option.

Is that an attractive option? You bet.

So there is no need to worry about looming threat of house repossession (which can be stopped too). We can even come up with cash and complete with in days rather than weeks. And we will pay all your costs too (e.g. solicitor etc). The process is hassle free. Once you agree to sell to us then rest assured, every thing will be sorted out without causing any further stress and anxiety to you.

Because you deserve it.