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Conoco Phillips Gas Card

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Purchasing goods and products nowadays come in two ways: either through concealed cash or in credit cards. As we all know, paying in credit card is hassle-free, and of course, a bit easier. We don't have to think twice of paying for the product and we don't have to bring large sums of money. Like they say, having a credit card is like heaven. You just have to swipe ?til you drop.



Now, if you own a car, then there's a possibility that you pay for gas through credit card. Well, that's still okay. However, wouldn't it better if you could just purchase your very own gas card like everybody else?

You may be asking, ?What is a gas card?? To put it simply, it's a card that pays for your gas or fuel, and other products such as car accessories and other auto repair or maintenance.

Gas cards come in two kinds: discount card and credit card. A discount card is a form of payment where the retail price is lowered into a specific rate, depending on the card. Although cash is still needed to purchase, but the original price is cut back to a lower price.

Meanwhile, gas credits card is just like another credit card, but it has its specific purpose: to pay for your gas without cash. It's a cash-free alternative way for purchasing for fuel, oil, car parts, and accessories.

A gas card is beneficial to those people who are thrifty or who are on a tight budget. A student is a prime example. If a student owns a car and chances are, that person cannot afford to buy his own fuel, then a gas discount card is a must for him. Even if he juggles a part-time job while in school, still, buying a prepaid discount gas card can save him more money.
Conoco Phillips Gas Card


For the first $1500 purchase in a year, card holders are able to get a cash back value of 0.25% of credit card charges in cash. Once their charge value hit a range of between $1500 and $3000, that percentage goes up to 0.5%, whilst credit card charges surpassing $3000 are eligible for a 1% cash back reward. Also, these numbers go higher whenever there are special promotions. In fact, sometimes the cash back value even doubles that of the usual amount.

Other than the attractive cash back reward program, Discover Gas Card users are also able to enjoy special privileges with some of Discover’s merchant partners such as Hyatt Hotel, Royal Caribbean Cruises and car rental companies. Also, when Discover Gas Card users sign up for Discover’s Get More Program, they are able to earn up to 5% in cash back bonuses just by making purchases at any of the partner stores or when redeeming gift certificates. However, gas purchases are limited to $25000.

Finally, we come to the APRs, which is a strong determining factor especially for consumers with large outstanding balances. The regular APR for the Discover Gas card is set around 10.99%, although these rates are tied to the Prime Rate and may increase. Other factors affecting the rate would be an applicant’s credit rating. Initially, a new card holder will be able to use the card on a 0% APR basis for up to a year. This in itself is a great benefit to have as the standard interest rate computation system for this card is based on a two-cycle Average Daily Balance. Thus, if you do not pay off your monthly outstanding balances, this would not be a good card to own once the promotional period is over.

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About Author
Both Kelvin Young & Eric Wasselman are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Kelvin Young has sinced written about articles on various topics from Business Credit Cards, Debts Loans and Credit Cards. Kelvin Young - Author of: What Is A Gas Card?. Kelvin Young's top article generates over 5400 views. Bookmark Kelvin Young to your Favourites.

Eric Wasselman has sinced written about articles on various topics from Airline Credit Cards, Visa Credit Cards and Credit Cards. For more information or to apply for the Discover Gas Card, Eric Wasselman recommends Find Credit Cards. Seehttp://www.findcreditcards. Eric Wasselman's top article generates over 246000 views. Bookmark Eric Wasselman to your Favourites.
Benefits Of Saving Money
I would strongly advise other people to commence saving on a regular basis as it has certainly given me a piece of mind
 
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