People throw away hundreds of dollars a week without even realizing they are doing it. Lottery tickets, coffee, movie tickets, lunch or carwashes are all hidden factors. Not to mention all the money that is spent on outings on the weekend such as dinner, drinks or going out to a bar. So if you are in need of paying off a debt and have no money to do it, you shouldn't worry because if you have enough money for eating out for lunch each day, you have enough money to put into savings. The following tricks can help make saving not only seem easier, but almost effortless.



One easy way to save money is to write a check to yourself as soon as you get paid so that money is automatically taken out when you cash the check. Then add this money to another account such as savings, or anything that will not be included in your total balance. This way, you will be saving a bunch of money but since you don't see it in your account balance, you won't be tempted to spend it.

You can also try saving bills as a twist to the classic change savings in a jar. Try putting any small bills you get into a jar (such as fives or tens) and soon you will have saved up a lot of money without realizing it.

You can also try making a family piggy bank. Have a piggy bank set up and make a rule that each family member has to put in one dollar a day. By one year you will have enough money saved up to pay for all you Christmas presents or take a vacation.

Another easy way to save money is by collecting the money that you save from grocery shopping by using coupons, or discounts. For example, after you get the bill most grocery stores will have printed out exactly how much you saved. Instead of pocketing that money, put it into savings. Its just like shopping without the discount and still having enough money saved up to take a trip or pay off an outstanding debt!

As you can see there are many unique ways of saving money that can even seem fun. So instead of buying lunch with that ten dollar bill you just got in change, save it and take that trip you've been dying for.