Daily Planning. In order to make the most of your time you need to spend it in the most productive way. Planning your time is the best way to ensure you're effective with what time you have.
First thing every Monday morning (or Sunday evening if you prefer) spend 15-30 minutes planning what you need to do that week to keep you focused and on track. What actions MUST you take each day/week. Spend the first 10-15 minutes each morning planning your tasks and actions for the day. When are you going to do these? Block out time in your diary and make an appointment with yourself for when you're going to write a report, make those phone calls.
One diary. Don't have one diary for home and one diary at work or one for personal and one for business. Whether it's paper-based or electronic, keep all your personal and business appointments in one place. That way you will have all important dates and events available when you're planning your time and booking appointments - include birthday's, anniversaries, children's activities, school events, social gatherings etc.
Electronic personal organisers, such as the Palm Pilot, iPAQ and Psion ,are a useful tool. They can automatically synchronise with your calendaring tool on your computer such as Outlook and can then be carried with you when you're away from your desk or out of the office enabling you to check your diary at anytime. If you have one family calendar at home check this each week and update your diary.
Prioritise. In order to make the most effective use of your time you need to focus on what's important. Prioritise your tasks and actions in order of importance or urgency. Ensure you spend most of your time focusing on the important to avoid them becoming urgent later on. Get the high priority tasks done first and break larger tasks down into smaller ones.
What MUST get done today? What else needs to be done? Be realistic about what you can achieve each day - don't set yourself up with a massive to-do list and only achieve a few things. Start small and build from success. Be aware of 'time-wasters'.
Delegate. One way to make the most of your time is to get someone else to do the tasks that don't absolutely need your attention. Do you really need to do everything? Who else could help you out? If someone else has the skills to do a task then ask them to do it. It will give you time to focus on the more important things and the tasks that only you can do.
The busier you are the more you need to be able to delegate. Train someone up to do some of your tasks and share your workload. Give someone else the opportunity to learn and grow. Cleaning, gardening, paperwork ? get someone else to do these or help you out.
Create your own virtual ?team? ? a book-keeper to do your books, your accountant to do your accounts, a virtual assistant (VA) to do your admin tasks, invoicing and mailings ? you may not be able to afford staff full-time but you can make better use of your time by hiring people when you need them.
Avoid interruptions. Sometimes we'd be so much more effective if we didn't get constantly interrupted. What are your main interrupters? Email, phone calls, people?
If you have work to do and need some undisturbed time ? switch the phone through to the answer machine or voice-mail. Switch it off ? as long as you remember to switch it back on when you're finished!
Ignore incoming emails ? if you get an alert each time you receive a new email, switch it off and check your emails 2-3 times a day ONLY!
If you're at work, book a meeting room or use an empty office for a couple of hours and shut yourself away. If you are able to ? work from home for the day ? that way you get less interruptions from people just ?dropping by? and interrupting you at your desk. If you have an office educate people that when the door is closed you're not to be disturbed.
Give yourself a break. Make sure you take breaks throughout the day ? even if it's just for a few minutes. The brain is only able to concentrate effectively for short periods of time. The longer you spend doing one thing, the more ineffective you will become. Sitting in one position for long periods of time doesn't do you any good physically or mentally. Some people can concentrate for hours when they're totally absorbed in a task, in general you should take a break at least once every two hours. You will be fresher and better able to concentrate. Get up and stretch, take a few deep breaths, get yourself a drink of water.
Always try to take a proper lunch break ? you deserve it and your body needs it! If you can, get some fresh air and exercise. Don't rely on stimulants such as coffee and chocolate to give you a boost when you're flagging. The majority of people don't drink enough water throughout the day. If you're dehydrated you will get tired more easily and be less able to concentrate. If you're thirsty, you're already dehydrated!
Learn to say No! Eager to please and to be seen to be helpful, we often take on things we'd rather not do or don't really have time for. Learning to say ?No? can be useful to stop yourself from getting overwhelmed or feeling guilty. Be clear and direct. Your time is yours, you are entitled to a say in how you spend it. Don't be misled by other people's expectations ? whether that's family, friends, your boss or work colleagues.
Be realistic about what you are able to achieve. What are you losing by saying ?Yes?, what are you gaining by saying ?No?? By saying ?Yes? what are you saying ?No? to? By saying ?Yes? to getting that report done by the end of the day I am saying ?No? to leaving work on time, I'm saying ?No? to spending time with the children/my partner ? Can someone else do it? Can you negotiate to suit you're timeframe?
Reward yourself. Don't forget to reward yourself at the end of a busy and productive day or when you've completed a particular project. Include it in your plan - how will you treat yourself?
If you'd like help in putting some structure in place to organise your time more effectively and get the most out of your day ? contact me for a consultation.
Get Day From Date
Everyone has experienced a time in their lives when they needed a little help to make it to payday. Emergencies arise all the time bringing with them unexpected expenses; the car breaks down, your dog needs to go to the vet, or a window gets broken during the coldest week of the year. When this sort of thing happens, there are often few options for getting cash quick. It can be embarrassing to go to friends or family, you don't want to compound your financial problems with legal problems by doing something illegal, and perhaps you don't have the credit or collateral to get a bank loan.
Payday loans are available to those with poor credit
Payday loans aren't based on your credit history. They are based on the fact that you are employed and have a steady paycheck coming in. You write a post dated check for the amount you want to borrow plus fees and interest and the payday loan company holds the check until you are paid by your employer. Because they don't do a credit check, if you have a bankruptcy or history of late payments, it won't affect your ability to get a payday loan.
Payday loans are short term loans
Due to the nature and interest rates involved, payday loans should be used only when you need cash fast for an emergency situation. Because the lender holds your postdated check, paying this money back takes priority over all of your other bills. This can be a good thing if you tend to get behind in payments. It is hard to get behind reimbursing someone when they have the reimbursement check in their hands before you ever see the cash you are borrowing.
Payday loans put cash in your pocket immediately
When you are in dire straits, you don't have time to wait on a bank officer to approve your loan application. You want to get your cash quick and take care of the situation that caused you to need the cash in the first place. When you take out a payday loan, the process is fast and before you know it you are on your way out the door with cash in hand.
Both Clare Evans & L. Sampson are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Clare Evans has sinced written about articles on various topics from Body Language, Food and Drink and web development. Clare Evans works with busy, stressed individuals and small business owners to help them plan and organise their time more effectively. Contact her now for more details and a free consultation.. Clare Evans's top article generates over 27100 views. Bookmark Clare Evans to your Favourites.
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