Easy and debt reduction in the same sentence? Is it even possible? Yes, if you're determined. Try these ideas and see your debt begin to shrink.



?Save your change. Everyone should have a change jar. The idea is that when it's full, cash it in and apply it all to your debt as an extra payment. Don't cash it in to put in your wallet to spend.

?Turn cash gifts into extra payments. Make a deal with yourself that anytime you receive money, make an extra payment on your debt.

?Pay raise. Don't think a pay increase is an invitation to spend more! Take it as an opportunity to pay down your debt. You'll be much happier.

?Tax return or bonus. Money like this should go directly to your debt, on top of your regular payment.

?Hire yourself. If you hire someone to cut the grass or clean, start doing these things yourself and put the money towards your debt.

?Have a garage sale. Get rid of your junk'it can so burdensome. Empty out some of the things you never use and are just taking up space. You'll be surprised at how liberating this can feel, with the added bonus of making some money and paying down your debt.

?Eliminate your credit cards. Just do it. Using cash helps you make better purchasing decisions and you should be able to make larger payments.

About Christian Credit One, Inc.

Christian Credit One, Inc. is a national, non-profit Christian Credit Counseling organization dedicated to helping consumers achieve financial wellness through Christian credit counseling and education. Established in 1994, Christian Credit One has helped over two million individuals achieve financial security. Christian Credit One is one of the top members of the American Association of Debt Management Organizations (AADMO), Christian Credit One manages clients across the country. Personalized and confidential consultations are available in person, by phone or online. Visit Christian Credit One or call 888-767-9155.

Greg McTaggart, Certified Credit Counselor with 22 years experience, licensed by AFCPE, Director of Christian Credit One and is an expert in budget and Christian credit counseling Having the combined experience as a licensed Real-estate salesman, Mortgage Broker, Real-estate Broker, Notary, Ace Member of the Cincinnati Credit Executives, Mortgage Assistance Counselor and Spokesperson of the radio talk show The Money Mentor, Greg McTaggart is a qualified Christian Credit Counselor to help you.