No one ever sets out to become an alcoholic. It is an insidious problem, that sneaks in the back door when you're not looking. What some people consider "normal" drinking is actually the early stages of alcoholism. Much of what you might find as socially acceptable drinking is actually in the range of addictive behavior. Understanding the early warning signs can help you to prevent the advance of this devastating problem in yourself and/or your loved ones.
The early stages and warning signs of alcoholism are:
-Your drinking has become a concern to you. You find yourself worrying about it and wondering if it's a bigger problem than you think. You probably don't dwell on these thoughts, but they crop up from time to time.
-Your drinking is a concern to one or more people who know you. You are aware that others have noticed your drinking patterns, and they may or may not have said something to you about it. (This would include encounters with law enforcement officials related to alcohol consumption).
-When you drink, there is a mood change. You find yourself feeling different emotions after drinking. You may get happier, or you may become depressed, irritable or even aggressive when you have had a few drinks.
-You experience a change in your behavior when you've been drinking. There are things you do while intoxicated that you otherwise don't do.
-You drink to excess (beyond legal limits) on a regular or repetitive basis. While this may only happen occasionally, it is still an early warning sign because of the fact that it continues to occur-even sporadically, as in the case of "binge drinking."
As you can see from this list, there are a lot of people who meet one or more of these criteria, who do not consider themselves to be alcoholic. Again, the alcoholic does not see the disease coming until it is in full force. For example, when your marriage is falling apart, you've been arrested twice, and you can't imagine going through a day without a drink, there is no question that you're an alcoholic. (Amazingly, some people will deny the problem even under these extreme circumstances). The beauty of knowing the above warning signs is that you can be proactive and preventive, before it's too late.
What you can do if you meet these criteria:
-Go to an Alcoholics Anonymous meeting. Just go. Be aware that the addict in you won't like this at all. You may have an addiction, but there is more to you than that. Don't let your inner addict run the show. AA is the single most effective way to get into and stay in recovery from alcoholism.
-Visit with a counselor or addictions specialist. Getting professional assistance will sometimes help you to put things in perspective and see what lies ahead if you keep drinking.
-You might try just not drinking. That doesn't work for most people if they are very far along in the progression of their addiction. A few people have successfully quit on their own, however, and you may be one of these.
-Some people have successfully shifted from excessive drinking to moderation, although this is also quite rare. You will know if you have successfully made the transition from excessive to moderate drinking when none of the above "early warning signs" apply to you any more, and that continues for a few years.
-If none of the above work for you, or if you think you need something more intensive, you may want to check out some of the treatment centers such as The Meadows or Sierra Tucson.
Some things to be aware of:
-If the early warning signs apply to you, and you don't take any of the above actions, you are deciding to let your disease progress. Alcoholism is a progressive disease. You cannot stay at the same level, unless your drinking is healthy (meaning none of the above warning signs apply to you). Even if your job and your relationships don't suffer, excessive alcohol use can be detrimental to your health.
-There is a difference between being "dry" and being sober, in other words a difference between not drinking and being in recovery from alcoholism. AA has a term "dry drunk," that applies to someone who has quit drinking and is not in recovery. What this means is that the person is alcohol free, but is still behaving in all of the same ways as they did when they were drinking. Joining AA is the best way to insure that you are in full recovery. Another option would be to stop drinking or shift to moderation, and get counseling to address the issues underlying your addictive patterns.
-Alcoholism (or any addiction) basically arrests emotional growth and development from the point of beginning the addictive pattern. Therefore, counseling is quite often needed for someone in recovery, so that they can take care of the emotional issues that were masked and suppressed by the alcoholism.
-You have an addict inside you, meaning you have cognitive, emotional and behavioral patterns that support your addiction. If you can claim responsibility for that addict, give it a face and recognize that it only wants one thing-to drink, you can manage your addictive behavior much more effectively. If you don't claim your addict, it is all too easy for your inner addict to claim you.
-You have every reason to be optimistic. Millions of people all over the world are in full recovery from alcoholism and leading healthy, fulfilling, successful lives. You can do this too!
Heart Attack Early Warning Signs
There is not one specific format that a cash flow forecast can take. Each business may require varying degrees of accounting information and accounting cash flow templates can be anything from a detailed list of all cash incomings and outgoings to totals of the main elements.
In essence a cash flow forecast represents the anticipated movement of the money coming in and flowing out of a business. Larger businesses that use sophisticated accounting software and employ accountants will already have cash flow statements as part of the financial control function.
Many small business organisations including those using accounting software may have the technical ability to produce a cash flow forecast but often either do not do so or ignore the use of the liquidity forecast as an essential business tool. Small business is the area most at risk through ignorance of using a cash flow forecast.
A simple cash flow forecast would be a comparison of the monthly movements in the working capital of a business by comparing the movements in the current assets taken from the balance sheet.
Preparing a cash flow statement based upon just the working capital ignores fixed asset investments and financing of the balance sheet of which a small business usually has individual knowledge anyway. They are important issues and can have a huge impact on business liquidity but the area discussed in this article concerns mainly the working capital cash flow forecast.
A working capital cash flow forecast is a comparison of the current assets and current liabilities shown in the balance sheet. Current assets include stock, debtors and the cash or bank balance while current liabilities include creditors and the bank balance if the business is in overdraft.
Start the template by listing these balances from the last set of prepared accounts entering each account heading on a different row. That provides a snapshot of the company liquidity. Add into the forecast the annual sales and annual purchases.
By dividing the debtors that is the sales income still owed to the business into the sales turnover and multiplying by 365 the average number of days debtors are outstanding is calculated.
On a similar basis by dividing the creditors which is the total purchase expenditure owed by the business into the total purchase expenditure and also multiplying by 365 the average number of days creditors outstanding is calculated.
The next stage in the cash flow forecast would be to add into the succeeding columns the forecast sales and purchases for the periods for which the cash flow forecast is being prepared. A monthly forecast would be suitable for most businesses as it would only be on a monthly basis that a balance sheet is prepared.
Having entered the forecast sales and expenditure it is then necessary to split these figures over the forecast months. Having forecast the monthly sales and expenditure the cash flow forecast then needs to show when those sales are expected to be received and when the purchases are expected to be paid. This should be calculated using the average number of days credit from the first set of actual figures used when preparing the forecast.
A forecast is required of the likely stock levels taking into account seasonal and strategic changes. The combined increase or decrease in the debtors, stock, creditors and also other fixed asset expenditure, taxes and dividend or financing arrangements has to be calculated to produce a forecast cash and bank balance.
On a separate row it would be useful to record under the cash and bank balance the actual funding available which typically would be the bank overdraft facility.
Having completed the initial working capital cash flow forecast it should then be examined in detailed to determine if the business has sufficient funding to continue trading throughout the forecast period.
The real benefits of the cash flow forecast is not just to compare the movements during the year but to update the forecast by replacing the forecast figures with the actual numbers so progress can be tracked.
The critical use of such a forecast would be to plan how the forecast can be improved by increased stock control, better credit control and extended supplier arrangements. List each planned action and use the cash flow forecast to monitor progress.
By monitoring progress the business is using the working capital cash flow forecast as a business tool and will be alerted to changes providing the critical early warning signs of impending difficulties which will affect many businesses during a credit crunch.
Businesses and small business in particular regularly has periods of lower sales and low profits, even losses. These can be withstood and overcome through the understanding of the specific business and putting effort into the areas requiring action.
Early warning signs of credit tightening and a plan of action are critical to the survival of a business. Sales and net profits determine how well a business does. Cash flow and adequate working capital determines whether a business survives.
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Wgdefoore has sinced written about articles on various topics from Anger Control, Anger Control and Dating and Romance. William G. DeFoore is a counselor, executive coach, author and speaker. He has 34 years of experience in helping people achieve healthy, happy relationships. Get fr. Wgdefoore's top article generates over 673000 views. Bookmark Wgdefoore to your Favourites.
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