To get accident compensation claims accepted in the UK, you should contact your lawyer immediately after the accident. The kinds of accidents you might get involved in include road traffic accidents, hit and run accidents, accidents at work, accidents caused while performing leisure activities, and whilst on holiday abroad. Injuries might include lacerations, fractures, and whiplashes.
You can get accident compensation if you are involved in a road accident as a driver, passenger, cyclist, or pedestrian. The other party's insurance company makes the payment, in hit and run cases and in others where there is no insurance cover.
Employers have a legal obligation to protect workers against accidents at the workplace. Employers also get insurance cover against accidents in the workplace. Your employer can be liable for claims in case a fellow employee causes an accident that leads to injuries. Employers also follow strict rules and regulations to avoid accidents at work.
If you are injured at work, enter a report immediately in the Accident Report Book. The report should be fair and accurate, and should bear your signature. You should report injuries to the Health and Safety Executive and contact a lawyer immediately to investigate the accident.
You could also get injured in accidents while performing leisure activities. If you can prove that the accident was caused due to negligence by someone else or due to the use of faulty equipment, then you can make a claim. However, you can make no claims if you injure yourself as a result of your own actions. You can even make a claim if you get injured while living abroad.
Lawyers involved in the accident compensation claims need to belong to the Association of Personal Injury Lawyers (APIL) or the Law Society Personal Injury Panel. They should be experts in personal injury law and should be able to describe events in simple language.
You can make a claim if someone else has been at fault and can pay a sum in damages. You need to be 18 years and above to make such a claim. The accident should have occurred within the last three years. You can also make a claim if you have been injured and have had to suffer a loss of earnings temporarily. However, if you have suffered an injury due to your own actions, you may not receive compensation.
The amount of compensation available also depends upon the extent of injuries and a loss of income. In case your claim is accepted, you will receive the full amount of compensation
How To Claim Compensation
Motorcycles and motorbikes belong to a group of vehicles that often take part in a small number of road accidents. The statistics speak for itself, as motorcycle riders are just 1% of traffic. Therefore a motorcycle accident claim is small in number, but they suffer 19% of deaths and serious injuries.
In the year 2002 over 600 motorcyclists died in road traffic accidents and almost 7000 suffered from serious injuries.
A head injury is the most often cause of death and serious injuries in a motorcycle accident. A motorcyclist is 45 times more likely to be killed in a road accident than a car driver.
Cause Of A Motorcycle Accident
Reasons may vary - not only other road users may cause the accident but also highway authorities are often responsible for them. Poor maintenance of roads, resulting in road surface damages which is a common result of a motorcycle accident claim.
Lack of seatbelts and any outside protection granted by cars also raise the risk of serious injuries for motorcyclists. The other problem is visibility - motorbikes belong to a group of road users vulnerable to not being seen well, making up to a 1/3 of a cars visibility.
What To Begin With
There are some general rules about motorbike accidents that one should be aware of.Firstly, always make sure if the police attend the scene ensure a detailed report of the accident, even if it seems insignificant. Even the smallest injuries or damage to your motorbike or anything carried on it can underlie a successful accident claim.
Secondly, you can make a compensation claim if your motorbike accident was not your fault or your fault was only partial. Your speed and wearing a protective helmet are among many details, which must be considered while the fault is being determined.
Thirdly, time matters, so every accident should be reported as soon as possible. If the person responsible for your accident doesn't stop or has no insurance, you can still make a claim however, it will be dealt with the Motor Insurers Bureau.
MIB is an organization, who provide compensation for victims of accidents involving uninsured drivers and hit-and-run cases.
It's Not Easy?
As you will notice, dealing with a motorcycle injury claim is quite complicated and it requires a fast and professional reaction. But how can you react fast enough and take care of all these details if you have suffered serious health problems caused by the accident?
The best you can do in this situation is to employ a personal injury solicitor. An accident solicitor's help is an absolute must to handle your compensation claim. Details such as - injury assessment, accident reports, claim preparations, etc.
What is important, you don't risk anything, thanks to a 'no win no fee' arrangement, which simply means that if your case wins, you keep the winnings and if lost, all costs are paid by solicitor.
Enough Risk - Let's Do It Safely!
Riding a motorcycle is a wonderful experience as may know but it is risky and injuries involving motorcycle accidents are often very serious. Isn't all this risk enough? Do you need to take another risk even after the accident by trying to handle the claim yourself or employing some company, which cares more about the money than about your well-being and successful claim?
Make use of a personal injury solicitor under a no win no fee arrangement and take no more unnecessary risk. After your suffering, you deserve a good and stress-free compensation. You can have it with some help of an accident solicitor.
Both Happy Singh & Mohammad Latif are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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