But before we proceed any further with the discussion, let’s clarify the term “loan modification". Loan modification basically refers to some subtle changes affected in one or more of the original clause(s) of the home loan, thus providing the borrower the liberty of having the loan reinstated and resulting in a payment the distressed homeowner can meet off ….finally, relieving the house owners’ crunch from the foreclosure bubble.



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It’s quite common to come across loads of baffling and erroneous data, courtesy the internet, wherein the so-called "facts" and "news" are pyramids of cant, penned down either by blog writers or our journalist friends, who in reality are absolutely clueless about the on-goings in the loss mitigation arena.

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