Christian Stanley, Inc. employs a wholesale distribution model (?WDM?) in the sourcing of life settlement deal flow. That is to say, WDM enables the Company to engineer financial synergies with strategic partner firm(s) (?SPF?) through revenue sharing, shell corporation, derivative product company, and joint venture agreements that align the economic interests of the Company with SPF. Among others, SPF's include professional trade associations, private and public corporations, business franchises, and independent contractors. Said SPF's independently incur expenses, cost, facilitates management, and expenditures in the marketing, advertisement, research and development, as well as all other activities related to serving as a SPF with the Company. When SPF's execute life settlement transactions with the Company, unless otherwise requested, said SPF's are compensated by the Company a transactional fee that is individually negotiated with the each SPF.



OBJECTIVE

To align the interest of the Company and SPF's for the purpose of creating a profitable and mutually beneficial Professional Association for all involved parties:

STRATEGIC PARTNERSHIP BENEFITS

(5)Offer potentiallife settlement clients maximum revenue through liquidating life policies in transactions.

(6)Use life settlement products and services to create a new source of revenue for SPF Corporate Offices.

(7)Afford SPF Affiliates the advantages presented by the life settlementoption, including additional fees.

(8)Leverage economies of scope created by the Company to yield SPF positive externalities.

OVERVIEW

The Professional Association of the Company and SPF's creates a win-win dynamic for all involved. Combining the cutting edge financial expertise a premier investment bank predicated upon the secondary market for life insurance policies with the infrastructure and deal flow of SPF networks creates positive economic benefits and opportunities for the transactional process in general. Introducing the life settlement option to SPF stakeholders optimizes the value-added SPF's brings to the bargaining table and enable them to maintain a dominant position with clients. SPF's have the opportunity to create a modus operandi to dictate how the life settlement industry should be integrated into mainstream business environment.

Christian StanleySFP Client Due Diligence Methodology

Note: The following is employed by Christian Stanley, LLC in conjunction with SPF's to ascertain, document, and measure the relative and risk-adjusted value-added a life settlement in a client engagement. This methodology is not intended to be exclusive to other metric provided by SFP. The Company uses this methodology as guidelines in a client transactional and planning context

(3)PRODUCE SNAPSHOT OF PRESENT FINANCIAL CONDITION.

? Detailed financial investigation of estate, information compilation, fact-

finding, determine present value of estate, X.

? Review and isolate variables impacting financial status at present time, and

identify value-drivers.

? Project out future financial condition based upon wherewithal as it is today,

= X(1+r) T.

(4)IDENTIFY THE SOURCES OF FINANCIAL INEFFICIENCY.

? Extract cash flow data from income statements to determine timing issues.

? Review debt obligations to determine if optimal restructuring is appropriate.

? With an affiliate CPA, address tax shelter strategies and capital gains issues.

(5)ASCERTAIN CLIENT GOALS, TIMEFRAMES, & RISK TOLERANCE.

? Determine Ψ, which is the precise desired future value of estate at time=T.

What degree of change in present asset portfolio is required to achieve long-

term objectives?; = (Ψ- X)/ (1+r) T.

? Generate client hierarchy of goals, identify mutually exclusive alternatives.

? Prudent asset allocation, determine the degree risk client may assume, hedging

and risk management alternatives.

(6)EXTRACT DISCOUNTED DEFICIT BETWEEN RESOURCES & GOALS.

? Produce regression illustrations that depict present condition,, vs. desired

status, .

? Analytically determine the future value of deficit, D= (-)(1+r)T relative to

desired average return.

? Discount future deficit value to present day currency value (PV) given

economic environment, PV=D/ (1+r) T

WDM and Benefits to SPF's

?Professional Association enables the Company and SPF to benefit from an expanded scope of operations by gleaning resources for an auxiliary industry, diversification of value-drivers provides stability of cash flows.

?The Company and SPF cultivate new revenue sources which may be used to earn operational capital to subsidize primary business cost, expansionary campaigns, and stay ahead of competitors.

?With a comprehensive suite oflife settlementtransactional products and services the Company brings unprecedented leverage inlife settlements to SPF's, which allows clients to realize more value when they liquidate their policies.

?SPF's provides both a ready made platform upon which services related to life settlements may be distributed and the professional network of Advisors to facilitate this process. The convergence oflife settlements with SPF's will result in the complementary expansion of both service lines.

Costs

?The start-up costs of financing the Company-SPF relationships are minimal and the Company will absorb these start-up costs as a complementary service to SPF's.

Responsibility

?As an intermediary, SPF's have a fiduciary responsibility to afford clients access to the life settlement option because it represents a significant component of clients? capital valuation.

Incentives

?Proving SPF's with an optimizedlife settlement transactional process will provide them with an incentive to represent Sunbelt. Referral fees to brokers will make transactional more profitable.

Diversification

?Life settlements will provide SPF's with an additional revenue stream from client transactions and enhance free cash flows by providing an alternative value-driver in the business model.

Risks

?Clients must be well informed throughout the transactional process to ensure solvency and transparency. The greatest risk is that of ethical repugnance, which is eliminated through adopting a standardized process of checks-and balances.

Rewards

?Professional Association between the Company and SPF's enhances both firm's ability to service client needs more efficiently. Creating a seamless process of integrating life settlements into financial, estate planning, and legal services of SPF's will increase the bilateral ability of the Company and SPF to beat the competition and, in doing so, capture market share.

For More Information: http://www.christianstanley.com