If you're a small business owner, chances are you need a line of credit. With the current economy the way it is, getting credit and keeping it can be harder than ever. If you don't have a business credit card, it may be time to get one. And if you do, take a moment to consider whether or not you're getting the best deal from it.



When it comes to business credit cards, Advanta offers a large line of options. Specializing in cards that meet the needs of small businesses, Advanta has recently released a number of new cards worth checking out. Read on to learn of two possible options for your company's operations.

Advanta Platinum 90-Day Interest Free Business Card

While many cards come with an initial period of no interest, this one extends that offer. Every time you make a purchase, you'll have 90 days to pay it off in full. If you do so, you will not be charged any interest. This gives you nearly three months to generate the income needed to make the payment. After that time, a regular interest rate will be charged.

This card also comes with a rewards program. Through the program, you'll receive one point for every dollar spent. You can then use those points toward gift certificates, merchandise, travel rewards, or simply cash back.

The Advanta Platinum 90-day Interest Free Business Card allows you to sign up for employee cards. These come with no annual fee, and can help you keep tabs on business spending. Overall, this card will give you a break on interest charges, and at the same time provide a way to keep track of business expenses.

Advanta Platinum BusinessCard with Unlimited Rewards

As its name implies, this card offers a rewards program with many options. When you sign up for it, you'll begin to accrue points. Every time you spend one dollar, you'll be awarded one point. These can then be used toward the purchase of airline tickets, hotel stays, or car rentals. If you want, you can even get cash back. Other reward options include gift certificates and gift cards.

The decision on which rewards to receive is up to you. While there is no cap on the amount of rewards that can be received, the points do expire after three years. Like other Advanta offers, this card allows you to receive itemized expense reports to keep track of finances, as well as online account access and other services.

The Platinum BusinessCard with Unlimited Rewards comes with low interest for those who qualify. It starts out with a 0% APR for the first fifteen months. During this time, you can bring over a high balance and pay it off, without having to worry about any interest. After the initial period, a 7.99% APR kicks in, although it may be higher depending on your credit history.

Whenever you look for a new card, especially one that will be used for your business, you'll want to go over the details carefully. While Advanta cards are, by and large, specifically designed for small business owners, you'll still want to make sure that the card fits your needs before applying. Once you get the card, use it wisely and you'll see your business, and rewards, grow more and more.