Stress has often been misunderstood to be negative, with fewpeople acknowledging the importance and usefulness of positive stress. In oureveryday lives, stress is everywhere and definitely unavoidable; hence ouremphasis should be on differentiating between what is good stress, and what isbad. This will help us to learn to cope with negative stress, and harness thepower of positive stress to help us achieve more.
There are 4 main categories of stress, namely eustress,distress, hyper-stress and hypo-stress. Negative stress can cause many physicaland psychological problems, whilst positive stress can be very helpful for us.Here’s how we differentiate between them.
Eustress
This is a positive form of stress, which prepares your mindand body for the imminent challenges that it has perceived. Eustress is anatural physical reaction by your body which increases blood flow to yourmuscles, resulting in a higher heart rate. Athletes before a competition orperhaps a manager before a major presentation would do well with eustress,allowing them to derive the inspiration and strength that is needed.
Distress
We are familiar with this word, and know that it is anegative form of stress. This occurs when the mind and body is unable to copewith changes, and usually occurs when there are deviations from the norm. Theycan be categorized into acute stress and chronic stress. Acute stress isintense, but does not last for long. On the other hand, chronic stress persistsover a long period of time. Triggerevents for distress can be a change in job scope or routine that the person isunable to handle or cope with.
Hyper-stress
This is another form of negative stress that occurs when theindividual is unable to cope with the workload. Examples include highlystressful jobs, which require longer working hours than the individual canhandle. If you suspect that you are suffering from hyper-stress, you are likelyto have sudden emotional breakdowns over insignificant issues, the proverbial strawsthat broke the camel’s back. It is important for you to recognize that yourbody needs a break, or you may end up with severe and chronic physical andpsychological reactions.
Hypo-stress
Lastly, hypo-stress occurs when a person has nothing to do withhis time and feels constantly bored and unmotivated. This is due to aninsufficient amount of stress; hence some stress is inevitable and helpful tous. Companies should avoid having workers who experience hypo-stress as thiswill cause productivity and mindfulness to fall. If the job scope is boring andrepetitive, it would be a good idea to implement some form of job rotation sothat there is always something new to learn.
Good Cholesterol Vs Bad
When you sit down to pay your bills each month, you may find yourself feeling overwhelmed by the amount of money you owe. Your debt may feel like a mountain and you'll never overcome it. When a lender looks at your credit report to see what kinds of accounts you have, they will look at different types of debts in different ways. If you're working on getting lowering your debt, it is important to know which loans are considered bad and which are considered good.
Some Debt is Good
Some kinds of loans are actually very good investments. It might be difficult to believe, but it's true. If you are using a loan to finance something of value that will appreciate or add significantly to your financial well being, then that can be considered a good debt.
Some examples of good debt may be a student loan borrowed to finance education. It's a proven fact that people with college degrees earn more money over the course of their lifetimes, so a student loan can be considered an investment in yourself. Likewise, a mortgage loan used to purchase a home is considered good debt because homes typically appreciate in value.
And Some Debt Is Bad
Now you know what type of loans can be considered good. You should also know that you can incur bad debt as well. Anytime you borrow money to pay for something that can be used up, this is considered bad debt. Once you've consumed the item, there's no value in it, but you're left owing money on something you no longer own. This type of loan is not good for your financial well being.
Because credit cards are often used to purchase everyday items such as groceries or clothing that you will use or that will depreciate in value soon after they're purchased, credit card bills are often considered negatively.
Auto loans are also considered to be bad debt, because the vehicle will depreciate in value as soon as you drive it off the lot. Even though transportation might be a necessity, a car loan is still bad debt.
To maintain good financial health, you must make sure that you don't accumulate too many monthly bills, whether they are good or bad . It is possible to become overcome with the amount of money your owe, even if it's good, to the point that you struggle to make ends meet.
Both Greg Frost & Peter Kenny are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Greg Frost has sinced written about articles on various topics from Culture and Society, Advertising Guide and Vitamin and Mineral Supplement. Greg Frost is an authority figure in the Stress Relief field and director of http://www.HowToRelieveStress.org, a company that provides a variety of stress management. Greg Frost's top article generates over 368000 views. Bookmark Greg Frost to your Favourites.
Peter Kenny has sinced written about articles on various topics from Credit Cards, Finances and Best Money Market. Peter Kenny is a writer for Finance 123. Please visit us at Reward Credit Cards and. Peter Kenny's top article generates over 368000 views. Bookmark Peter Kenny to your Favourites.
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