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The WorldPerks Visa is the perfect visa for anyone who loves to travel and already has a great credit standing. With this card you can earn up to 1mile with each dollar spent, as well every time you pay your yearly fee you earn 55miles on your card. When you apply for the WorldPerks Visa and are approved you automatically earn another 7,500 miles! These miles that are earned and can be accumulated are good for free travels with Northwest Airlines and their partnering airlines.

There are many airline reward cards available today, many with high yearly fees. WorldPerks only charges a $55 yearly fee which is considerably reasonable if compared to the many other airline reward cards. Although the yearly fee is lower than the average airline rewards card, the interest rates are not. The policy with the WorldPerks Visa is that the APR’s are tied to the highest prime rate during a 3month period. This means for you as a card holder that the interest rates you are paying with every purchase you make may never reach their all time lows.

If you choose to pay your credit card in full each month you will find yourself with a great deal of addition benefits. WorldPerks visa offers their good standing creditors travel accident insurance, auto rental insurance and purchase protection services.

On average the APR for purchases is 17.75%. This is slightly higher than many other visas’ but with WorldPerks Visa the advantages outweigh the disadvantages. With a $7,500 max and the thousands of dollars in earned airline miles, WorldPerks Visa is a great choice for any world traveler and good standing credit holder.

Applying for a WorldPerks Visa is a simple process and can be completed online via their website. Completing these few simple steps and forms will allow you to begin earning tons of airline miles through participating restaurants and more! Apply with WorldPerks today and start earning every time you spend!

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If you are a college student who has good grades and looking to build credit and earn rewards, then the Citi mtvU Platinum Select Visa might be the card for you. The Citi mtvU Platinum Select Visa for College Students, offered by Citibank, has no annual fee and a 0% introductory APR, which makes it a great starter card.

The rewards part of the Citi mtvU Platinum Select Visa offers one point for every dollar used for general purchases, while it offers 5 points for every dollar spend at restaurants, book stores, record stores, movie theaters and video rental stores. If card holders make payments on time and don’t exceed the credit limit, 25 points are awarded. Card holders can also receive award point based on their GPA! Unfortunately, these point do expire in five years, but since they can be used on gift cards, CDs, mtvU Spring Break passes and airline tickets, those who earn them probably have no trouble using them on time.

Although the annual fee is a big plus for this Visa card, the APR is not. It starts at a nice 0% at the beginning, but the variable APR is 17.74% afterwards on general purchases, which is a bit higher than most cards designed for students. However, if the card holder can pay off the card balance each month, this interest rate shouldn’t be a concern. The variable APR on cash advances jumps to 22.99%, with the minimum APR for cash advances always being 19.99%. There are, of course, finance charges for any purchases that are not paid for within the first 20 days, and there are charges for other services like cash advances, foreign purchases and balance transfers.

One great perk of this particular Visa is that it offers platinum cardholder benefits: up to $1,000,000 in travel accident insurance, auto rental insurance and other assistance services. People using the Citi mtvU Platinum Select Visa on purchases at the MTV online store and retail store in New York get a 10% discount, too.

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Both Joshua Shapiro & Beth Derkowitz are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Joshua Shapiro has sinced written about articles on various topics from Credit Cards, Green Card and Credit Cards. To obtain the WorldPerks Visa application, Joshua Shapiro recommends Find Credit Cards. Seehttp://www.findcreditcards.org/card/worl. Joshua Shapiro's top article generates over 27100 views. Bookmark Joshua Shapiro to your Favourites.

Beth Derkowitz has sinced written about articles on various topics from Credit Card Offers, Credit Cards and American Express Card. For more information or to apply for the Citi mtvU Platinum Select Visa, Beth Derkowitz recommends Find Credit Cards. See. Beth Derkowitz's top article generates over 12100 views. Bookmark Beth Derkowitz to your Favourites.

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