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University Students With Disabilities

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In research carried out by Abbey, nearly a third (330,000) of students are due to start the academic year without any form of insurance to protect their possessions. Out of these respondents, an estimated 154,000 people have either not taken the time to think about getting cover or do not see their belongings as being worth enough money to warrant such a purchase. Meanwhile, 99,000 did give insurance consideration but stated that they had forgotten or ended up using the money originally intended to make such a purchase to buy something else, while some 77,000 claim to be unable to afford cover.

However, with the typical student taking 3,300 pounds worth of belongings with them to university, those without insurance may find financial pressures upon them rising if they are forced to meet the full costs of replacing items should they become a victim of theft. As a result, this could cause them to struggle in meeting demands on other areas of their finances, such as credit cards and loans. Meanwhile, the study showed that a tenth of students are taking goods valued at more than 5,000 pounds.

Prasad Shastri, head of insurance marketing for the financial services firm, stated that although the cost of higher education can put pressure on consumers' spending, which may extend to other areas of their money management such as personal loans in later life, by not getting insurance they could be left open to greater financial risk.

He said: "Even though finances can be tight while at university, with a potential total value of belongings in excess of 3,000 pounds, students should not be viewing insurance as an optional extra, but as a necessity. Over 60,000 students believe the value of their belongings does not justify buying insurance, but we find many people are shocked with how much their belongings are actually worth. For the one in five students (19 per cent) who are hoping to rely on their parents' policy for protection, we would also advise that they double-check this as they may not actually be covered."

The most popular item to be found in a student's room is a computer, with 95 per cent of students owning such an object. Books came second in the poll as they are in 92 per cent of respondents' rooms. Meanwhile, TVs and stereos account for 61 and 53 per cent respectively, with musical equipment making up 27 per cent.

In related news, it has recently been suggested that those attending university for the first time should be offered guidance on how to manage their finances effectively. Last month, a spokesperson from the National Union of Students reported that as they are now living away from home and have access to forms of borrowing such as credit cards and loans, young adults should be taught the importance of creating a budget, how best to pay off their bills and other demands on their finances. And as a result of doing so consumers may be able to develop a responsible attitude towards their money management, which could mean they are in a more capable position to make payments on secured loans and mortgages in later life.

University Students With Disabilities

The questions that come up a lot in conversation for me when I am out and about talking to people are:

Will I be guaranteed to get a job after I leave University?

And

Do you I have to go to University to get the job I want or is getting experience in the workplace better than going to University?

It seems that these days schools and colleges are pushing University as the route to go to get a good income in later life and they are pushing it on all students regardless of their aspirations. Now I went to University and am proud of my University education but that doesn’t mean I think that everybody should go well at least go whilst Universities are in their current state.

With tuition fees rising each year to the point now that I look at them and think that if I was thinking about going to university today I just couldn’t afford it. Now I know you can put a price on a good education but when someone is paying for a service they expect the best value for their money something which I think Universities aren’t doing at the moment. The prices have gone up but the amount of graduates finding well paid jobs in their specialist areas hasn’t.

For me personally it took me two years after University to get a job in my specialism and if it hadn’t been for me filling out hundreds of application forms and not giving up I could have quite easily ended up working in an office job all my life. Universities need to do more to connect their students with jobs at the end of their degrees.

Going to University shouldn’t be about getting a grade on a piece of paper it should be about learning and experiencing the skills that you need to work in today’s environment. I personally would like educational establishments to work with people and companies from the industries in which they run courses in. I want them to work in partnership to devise courses and modules that will give students real skills that are applicable to today’s marketplace. I want industries and educational establishments to also work in partnership to offer work experience, work placements and jobs to graduates and under graduates in their educational establishments.

If we don’t want to see a continuing large amount of potential, talent and skills go to waste we need to act now. I think the government need to look at and address this issue. The more skilled people you can get in to the workplace the better this country is going to be. The quicker you can get people in to well paying jobs the quicker they will be able to pay back their student debt and contribute to the economy instead of being a burden to it.

University students don’t want to spend their lives in debt they want to contribute to this society and this economy we as a country and the government now needs to give them the chance to do so.

Universities need to stop being graded on the intellect and the grades of their students and alumni but on the number of their graduates that find skilled work in the areas in which they studied.

When I talk to people who are thinking of going to University I always advise them to speak to people who are in the industry they eventually want to work in first to see how they got in to that industry and if University is the best route. If you have decided University is for you then you need to research courses and University and find out about the modules and find out what past students on that course have gone on to do. Finally once they get to University I always advise them to get as much work experience in their chosen field as possible as with a University Education and a ton of experience you can’t go wrong.

Because of my views and the views of many others on the current University system we here at Talented Young People are petitioning the government to start taking this issue seriously and to do something about it.

You can sign our petition by going to:

http://petitions.pm.gov.uk/helpforstudents/

Or if you want to discuss this matter and air your opinions join in our topic of the week on Universities:

http://www.talentedyoungpeople.com/forum/viewtopic.php'p=234#234

Adam Sibley

Founder of the Talented Young People organisation

www.talentedyoungpeople.com

"Envisage it, Believe it, Achieve it!"

http://www.talentedyoungpeople.blogspot.com/

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Adam Sibley has sinced written about articles on various topics from Adventure Travel, College Education and Education. http://www.talentedyoungpeople.com. Adam Sibley's top article generates over 9900 views. Bookmark Adam Sibley to your Favourites.

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