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Creating A Family Tree

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Now that I have an adult daughter of my own I really wanted to pass the recipes on to her also. Many of these recipes she's been eating since she was old enough for solids. My daughter also has a recipe book from her aunt on her dad's side.



Recipe scrapbooks can be given to aunts, uncles, cousins, children etc. A 6x6 scrapbook works wonderfully. They are large enough to hold a 3x5 index card. You can also use an 8x8 scrapbook and have the recipes on paper, instead of index cards.

I think it's a great mix to combine photos and recipes. For example, a group family photo at the beginning of the album is a great way to start off the album. If you've asked for recipes from multiple family members, put a photo of the recipe submitter on one page and the recipe on the opposite page.

It's also a great help to have a shopping list. Consider the actual recipe on one page and a shopping list on the opposite page. I very often take a recipe to the market with me and shop off the recipe page. By creating the list, the recipe book holder just needs to remove the shopping list page and take it to the market.

Another idea is to create a bit of history with your recipes. If you've had several family members contribute recipes, consider having the recipe on page, photos on one page and a bit of information on the author on a 3rd page. Most scrapbooks are very expandable, so there is room for many pages in one album.

All of my cookbooks have measurement charts and converters in them, so when making a recipe album, it's great to add this information to either the back or the front.

Recipe albums are a great gift for both the new bride, especially if the gift comes from her husband's family with recipes for all of the dishes he grew up with and for the college graduate setting up their first home.
Creating A Family Tree
For many people creating a family budget is an exercise in frustration. Where to start, how to set it up, should I use budgeting software? Are all questions that nearly everyone asks? And then when they do get it set up and start tracking the money coming in and the money going out something happens. An emergency or an impulse buy that screws the whole thing up.

Unfortunately the majority of people give up on their family budget before they ever give it a chance to do what it is supposed to do. One thing everyone needs to understand is that a budget is not a rigid thing. It is flexible and needs to allow for those unintended purchases or emergencies that life is full of. And if you stick with it before long it will be a cash flow planning device you cannot live without.

That's all a budget really is, a cash flow plan for your money. That's right, your money, which should be working for you, not the other way around. A budget allows you to track your income and expenses, giving each dollar a task each and every month. This gives you a good picture for paying bills, setting aside savings, and planning for the future.

If you are having trouble creating a family budget here are 7 tips you can use to make the process easier. Get a piece of paper and list out income on one side and expenses on the other.

1. Calculate your monthly income by gathering three months worth of pay stubs and averaging the monthly earnings.

2. Figure out your monthly bills by averaging the last three months worth. Do this for expenses such as rent, mortgage, utilities, phone bills, car payments or other fixed monthly expenses. You can also do this for those monthly expenses that move up and down from month to month such as credit card bills and groceries.

3. Subtract your monthly expenses from you income and see if you have any money left over. You will start to see areas where you might be spending too much money and can cut back on. This can free up money for other purposes.

4. Now that you have everything listed out in front of you you can start assigning certain amounts of money to certain expenses. As you make those payment note them in your budget to see if you are staying on track.

5. As you find ways to cut expenses you can also start designating a certain amount of money that goes into savings or retirement accounts every month.

6. Your first budget may not work out quite right. It takes most people around three months to start getting their budget working. Be patient and keep working at it, before long it will become second nature and you will have control over your money.

7. Once you have a good grasp on your hand written budget look into getting personal budgeting software such as Quicken or Microsoft Money. This will make your budget much easier to work with and they offer additional feature that can help you plan your financial future.

These are the basic steps for creating a family budget that will get you started and on your way to taking back control of you financial life. If you stick with it before long you will start to realize how much money you used to waste and how much better it feels to know where your money is going and how it is working for you.
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About Author
Both Audrey Okaneko & Andrew Bicknell are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Audrey Okaneko has sinced written about articles on various topics from Ideas for Scrapbooking, Bridal Shower and Ideas for Scrapbooking. Audrey Okaneko has been scrapbooking for several years. She can be reached at audreyoka@cox.net or visited at http://www.scrapping-made-simple.com. Audrey Okaneko's top article generates over 9900 views. Bookmark Audrey Okaneko to your Favourites.

Andrew Bicknell has sinced written about articles on various topics from Mortgage Insurance, Dieting and Medical Condition. Andrew Bicknell researches and writes on a variety of subjects. To learn more about creating a family budget please visit his website. Andrew Bicknell's top article generates over 165000 views. Bookmark Andrew Bicknell to your Favourites.
Cash Flow Before Tax
Property management is thus the keyword to success in todays world.
 
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