Where is home to the very latest in energy efficient building products that use Innovative Technology for Sustainable Building in Ireland?
Couple rising costs with outdated energy efficient building products and it's easy to understand why many leading architects and builders have been left with a choice between importing quality building products or settling for second best… at least, until now!
Now you can find leading building innovations (BER rated at fair prices), because we continuously source the latest innovative energy efficient construction products, so you can buy them when you are ready.
If you're involved in the construction industry then you probably already know that there are companies that lead the country in supplying the latest in innovative and quality products. Their reputation as leaders results from the extensive research given to sourcing the very best products (in terms of quality, design and innovation) for you.
Architects, Developers & Engineers
One thing we're sure you'll value in this site is that it has been designed (and will continue to be developed) with you in mind: to give you easy access to the expanding product range, and provide Architects, Developers & Engineers researching available products on the market, the product specifications you're looking for ~
•Sustainable Building
•Window Sealing
•Spider Fittings
•Raw Silicon
•Window Systems
•Architecture Hardware / Ironmongery
You can select from a wide range of state-of-the-art products, including ~
•energy efficient products
•airtight door seals
•roof vents
•loft insulation
•restoration hardware
•door knobs
•door handles
•retrofitted insulation
•locks
•ventilation systems
•timber windows
•sash windows
•and more…
Why You Should Go for Energy Efficient Homes
Did you know that energy efficient homes make you feel warmer, more welcome and cosier using 20-30% less energy?
If you're looking for energy efficient, BER rated, innovative and stylish sustainable construction products, you need look no further because you're home.
Why is everybody so interested in sustainable building and the associated products these days? Could it be that new regulations combined with the need to reduce our carbon footprint, that architects, builders and ‘green' people (ecologically aware) want to invest in value for money products with excellent BER ratings in their homes?
Perhaps, like you, they want products to be functional, to meet all sustainable energy criteria, to help the house look great, and to combine stylish design with innovative technology from leading brands you can trust.
Protect everyone's health while you save money with state-of-the-art range of ventilation systems.
Recent findings have shown that air indoors is often more polluted – and a greater threat to health – than the corresponding air outdoors means that action must be taken now to protect against danger, save money, and improve health.
Choosing the most effective ventilation system (whether it be roof vents, ventilation for attics, heat recovery, fans, industrial) is important because the Indoor Air Quality (IAQ) could affect the health and comfort of the people inside a building. And since you want the very best in a range of ventilation systems for you project, it's good to know that you've come to the right place.
As you are probably already aware, the use of ventilation as a means to dilute contaminants, filtration, and source control are methods for improving indoor air quality in most buildings.
There are a number of ways to test IAQ – from collecting air samples, collecting samples on the building surfaces, and computer modelling of air flow inside buildings – and these samples can then be analysed for mould, stressors, chemicals, bacteria, etc. Tests lead to understanding the source(s) of contamination, which in turn, points to solutions for their removal.
As you will see, the ventilation product range offers you the very best in all types of ventilation, including ~
•mechanical ventilation
•roof vents
•attic ventilation
•roof ventilation
•heat recovery ventilator
•wide range of fans
•industrial ventilation
Energy Efficient Home Building
Once you get to the final stages of your mortgage, be prepared to pay for the closing costs. The amount of money you'll have to pay in closing costs varies a lot by region. If you live in a high tax area, for example, your closing costs will be higher. Also, realtors, lenders and attorneys have differing fee scales depending on the markets they are in. Typically, you will pay anywhere from 3 to 6 percent of your total loan amount in closing costs -- that means $6,000 to $12,000 if you get a $200,000 loan. Of course, you can and should shop around and negotiate the fees. The Real Estate Settlement Procedures Act requires lenders to provide you with a good faith estimate of closing costs within three days of receiving your application.
These costs cover items that were part of the loan application process and can include the processing fee, document preparation fee, attorney fees, loan origination fee, loan discount points, appraisal fee, inspection fee, credit report fee, assumption fee, prepaid interest, escrow accounts, title search fees and title insurance.
Do You Qualify?
Here are few things to remember that can help you save money on your mortgage:
* Negotiate before the fact. It never hurts to try to negotiate with a lender for a better rate or a waiver of fees (particularly fees like the document preparation fees, or the lender's attorney fees). The "real" costs of the loan include the appraisal, title fees, processing fee, private mortgage insurance (if needed), credit report fees, and inspection fees. These are all things the lender makes no money on. The rest of those fees do equate to more money in your lender's pocket so don't be afraid to negotiate.
* Make extra payments that will go directly to the principal of the loan. This means that the actual principal of the loan is knocked down by that extra amount you pay, rather than having the bulk of your mortgage payments paying interest. By doing this, you can cut your mortgage down tremendously. In fact, you can reduce your mortgage by almost 10 years simply by making one additional mortgage payment each year.
* Bi-weekly payments, just as making an extra payment will shorten the life of your loan, so will shifting your payment schedule to bi-weekly as opposed to monthly. What this schedule does is build in an extra payment each year without it "feeling" like an extra payment. Your mortgage payment can simply follow your paycheck schedule—if you get paid every two weeks, that is. With bi-weekly payments, a 30-year fixed mortgage will be paid off in about 23-and-a-half years.
* Avoid private mortgage insurance and try to put down at least the minimum 20 percent so you can avoid paying PMI. If you are already paying PMI, make sure you watch your equity and drop the PMI once you hit 20 percent.
* Make sure paying points will save you money. In some cases, paying points can save you money, but not always. Many of the major lending institutions have online point calculators that show you how points will impact your interest rate and monthly payment. Make sure that what you pay will be recouped within the time you plan to spend in the home.
Both Stephan Wall & Tammy Crosby-editor, Dream Designs are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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