According to the American Express? Blue Credit Card website, the American Express? Blue Credit Card is stylish, graceful, and smart. This comes as no surprise as the American Express? Blue Credit Card has always been at the top when it comes to innovation. Simply put, it is no ordinary credit card in your wallet when you carry Blue from American Express?. With the American Express? Blue Credit Card you get a low APR with no annual fee with the welcomed flexibility to pay over time. Your benefits with the American Express? Blue Credit Card don't stop there. You can also expect top notch Customer Service.
It has never been so simple and easy to manage your American Express Blue Credit Card account online. It is simple to view up-to-date billing information including payments made online and transaction charges 24/7. You can also receive automatic e-mail account alerts with your American Express Blue Credit Card. These alerts are offered to help you keep track of your account activity. The automatic e-mail updates help you avoid late payments, keep tabs of your credit line, and more.
Your Year-End Summary is also available online. The Year-End Summary of charges provides one with 24-hour access to an entire year's worth of account information on your American Express Blue Credit Card. The useful and flexible features make organizing your personal expenses a breeze. You can even download a summary to print out. The Year-End Summary is an outstanding tool for getting your taxes ready and planning one's budget.
The dedicated folks at American Express Blue Card customer service are there to handle your needs. Around the clock, 24/7 they are there for you. Simply call the number on the back of your American Express Blue Credit Card should you require assistance.
Around the clock, 24/7, American Express Customer Service is there to handle your needs with the kind of service that keeps cardmembers happy and loyal for years to come. For fast and speedy service, you can call the phone number on the back of your American Express Blue Credit Card.
The American Express Blue Credit Card also features a fee-free rewards program.You can easily earn points toward fantastic rewards from the places you like to buy from. Earning one point for virtually every dollar you charge with the American Express Blue Credit Card is easy. It is always easy to enroll in the membership rewards program for cardholders at the sign up page on the American Express website.
ExpressPay is a newer exciting payment service offered at many checkout terminals where you can use your American Express Blue Credit Card for quick, hassle free payment. ExpressPay makes it super easy to pay for all those everyday quick charges with a simple swipe. This feature of the American Express Blue Credit Card allows you make purchases without having to swipe your card. All one has to do is hold Blue up to the reader at the checkout and then go about your business without having to produce the card and risk giving any details away. This process is already set up at thousands of locations nationwide. You can visit www.americanexpress.com/expresspay for more information.
Express Payment Credit Card
A rose may be a rose by any name, but when it comes to cash rebate cards, a cash back credit card is not a cash back credit card, at all. They differ widely in just about every conceivable way: Some are bland and uninteresting, some are completely overpriced and some have prickly thorns hidden in the rich green foliage.
There are a couple of things you simply have to ask yourself when shopping for cash rebate credit card:
? What is the APR on purchases?
? What is the annual fee?
? Are there any introductory offers?
? What is the balance transfer rate?
? What are the restrictions on the cash rebates:
o Is there a hurdle to entry?
o Is there a ceiling?
o Is there a limitation on where I have to shop to earn cash back rewards?
o Will my earnings reduce when I reach a specific point?
? Are there any ancillary benefits associated with the card?
When you start asking these questions, don't be too surprised if the American Express Blue Cash credit card comes up either ahead of the pack or, at the very least, in the leading group. This credit card company has been working hard to ensure that holders of their American Express Blue Cash credit card receive the best of the best, and then some.
American Express Blue Cash Reward Categories
The cash back rewards offered through the American Express Blue Cash credit card is generous. Like its competitors, the American Express Blue Cash credit card differentiates between purchase types: Everyday Purchases and Other Purchases. Everyday Purchases encompass those purchases you make with your American Express Blue Cash credit card at supermarkets, gas stations and drugstores. Other Purchases cover pretty much everything else.
Unlike many of its competitors, the American Express Blue Cash credit card offers cash rebates in both of their purchase categories: In the Everyday Purchases category, you receive up to 5% bonus cash back when you swipe your American Express Blue Cash credit card and in the Other Purchases category, your receive up to 1.5% per transaction. There is no such thing as a minimum spending requirement and there is no such thing as a maximum earnings ceiling. You earn from day one, even on certain bill payments. The only exclusion is cash and cash related transactions.
American Express Blue Cash Reward Structure
The American Express Blue Cash rebate is calculated on an annual basis. If you spend $6,500 or less per year, the rates will be 1% for Everyday Purchases and 0.5% for Other Purchases. If you spend more than $6500 per year, your rebate will be 5% for Everyday Purchases and 1.5% on Other Purchases.
American Express Blue Cash Salient Features in a nutshell
? The American Express Blue Cash credit card charges no annual fee. It offers a 6-month 0% introductory APR on purchases, an ongoing purchase APR of 13.24%, and a balance transfer rate of 4.99% for the life of the balance transferred to your American Express Blue Cash credit card.
? As a holder of the American Express Blue Cash credit card, you also gain access to special travel related offers, discounts on a variety of branded merchandise, insurance, fraud protection, the 24/7 Global Assist program and Buyer's protection, amongst others.
Both Sam Donaldson & Devin Gilliland are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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