If you've done much driving in wintry weather, at some point your vehicle has probably been stuck on ice or snow. You might get stuck, but there are some tricks to getting your car moving again. For the purposes of this article, we'll assume that it's stuck simply because the tires have lost traction on a slippery surface (that is, it's not in a ditch, and all four tires are on the ground).
First, keep a winter-driving emergency kit in your car. The contents of the kit should include the following items:
1. A bag of some gritty substance to offer traction for your tires. Common choices are sand, kitty litter, rock salt, or pea gravel.
2. Two long, thin lengths of carpet. A runner-style carpet that is cut in half lengthwise is ideal.
3. A spade shovel. If you're in an area where significant accumulations of snow are likely, consider adding a snow shovel as well. To conserve space, you can purchase these with folding handles at a camping or military surplus retailer.
Now, for getting unstuck:
When you realize that your vehicle is stuck, the best course of action is to avoid making the situation worse. As soon as you feel the tires begin to spin, take your foot from the accelerator. Hitting the gas and causing the tires to spin in place only packs down the ice or snow into a hard, smooth surface, making it harder for the tires to get any purchase.
Ease the car backward a little, and then gently rock it forward, up and out of any depression that spinning tires may have caused. If this doesn't work, turn your steering wheel hard in either direction, and try again to rock the car back and forth.
If you're still stuck, now is the time to get out of the car and assess the situation.
Determine which direction is most likely to be successful. If you can, aim toward the closest ground surface where you're most likely to regain traction. Avoid going uphill. If there's an accumulation of snow, use the snow shovel to clear a path.
Use the spade to dig down underneath the front of the vehicle's drive tires (note that it must be drive tires that get traction; the others are incidental). If the surface just in front of the tires is packed down hard, try to score it or roughen it up a bit with the edge of the shovel.
Shovel some of the sand or gravel underneath the tires. It's essential that the tread come into contact with the sand. If necessary, you can get down and use your hands to push some of the sand under the tires. Then, spread a path of sand over the area you've cleared.
Going on the same premise as before (easy on the accelerator), try again to move the car forward. If you have people who are willing and physically able to push from behind, have them push. Make sure that they're to the sides of the car?not behind it?and ready to move out of the way in case the rear of the vehicle should skew or slide.
If the vehicle moves a few inches but then gets bogged down again, try the carpet as an alternative. Push the edges of the pieces underneath the tires. Should the car start moving again, it will at least be able to travel the length of the carpet.
If the vehicle moves forward, try to maintain the momentum without causing the tires to spin...and keep on going until you're on your way.
If the vehicle doesn't move at all, you may need to repeat the whole process again, possibly several times. In certain cases, you might even have to concede to necessity?and enlist the help of a local towing service.
It happens, unfortunately. But even if it does, at the very least you'll know that you used all the resources available to you, and did the best that you could on your own.
Getting Around Without A Car
Getting approved for a loan is always the ultimate goal when you apply and it can be tough if you don't know the ropes. Several alternatives can make it easier for you though. You can always go the bank or credit union route for approval. This process of course will scrutinize your credit rating closely. It will greatly improve your chances of going through if you have steady income, a good job history, and a favorable credit report.
A Warning
It's no secret that sometimes choosing how the car is going to paid for can be more difficult than choosing the car itself. What makes it so difficult is there are what seems like an endless array of financing options to choose from. Some options are going to be good, and others are not going to be as favorable. You can either end up with the car of your dreams, or you can walk out with a loan deal that will leave you upside down-thus affecting your financial peace of mind for years to come.
More and more people are finding themselves upside down in their new car purchases, especially people with credit problems. The car dealer shows you a car that deep down, you know you can't afford...until he shows you how you can! Don't fall for it. You can easily end up in a lease or worse an 72 month loan!
First Things First, Budget!
Before you go to the car lot, do an honest budget. Calculate your net income (what you actually bring home after taxes and other deductions) and deduct all your bills and see how much free cash you have per month. If paying for a car and insurance will leave you at zero available cash for an emergency, you need to budget a little harder and cut financial corners where you can.
So you think you qualify for that beautiful car on the showroom floor? Think again...very carefully. Even though you may be told that the numbers indicate that you qualify, you still may not be able to afford it. This is where honesty should take center stage. Your thoughts should be centered on what the monthly payment is going to be, and how you're going to make the payment each month. Be patient, go through as many offers possible before committing. The real prize will be to walk away with the car of your choice and a low-interest loan to pay back.
If you belong to a credit union, this should be a good place for you to start looking. Credit Unions can offer some great rates for members. Another option is to go online. The loans are about as diverse and numerous as the websites themselves. There are a lot of competitive deals to be found. Online shopping only takes a moment of your time, and based on your present credit, may be able to give you a better deal than a dealership can.
Then there is the dealership car loan. A lot of people will warn you about this route, and often with good cause. But, if you do your homework and walk in with options in hand, you will be negotiating from a position of power. Make sure you're up on any dealer rebates as well. In the end, dealerships know they have a great deal of competition, and will do what is necessary to make the loan go through.
There will of course be those of who don't want to commit to a lengthy car loan deal. For the chosen few, there is always the leasing option. You may find your payments to be a lot lower, because you actually wind up paying for depreciation, and not equity. Be careful on this one so that you don't end up with overpayment for overage fees, which can sneak up on you. Do the homework, and you'll come out the real winner.
Both Levi Quinn & Liz Roberts are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Levi Quinn has sinced written about articles on various topics from Family Concerns, Cars and Trucks. Find the best deal on the auto insurance coverage you need. Visit us today for money-saving tips and receive free quotes for cheap car insurance from respect. Levi Quinn's top article generates over 90500 views. Bookmark Levi Quinn to your Favourites.
Liz Roberts has sinced written about articles on various topics from Debts Loans, Credit Cards and Apply for Credit Card. Liz Roberts is a loan consultant with NewHorizon Finance and has been providing consumers and business owners with financing since 1989. Bad Credit? Join our mailing list for tips on building and repairing your credit yourself without hiring a credit rep. Liz Roberts's top article generates over 22200 views. Bookmark Liz Roberts to your Favourites.
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