Guide to Finance

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Injury At Work Compensation

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20% of injuries where the employee is absent for over 3-days



33% of all reported major injuries

2 fatalities per year

50% of all reported accidents to members of the public

A cost of £368 million per year to employers in lost production and other costs

The highest rate of injuries occurs in the food and drink, repair of consumer goods and vehicle sectors. However with almost all workplaces being affected by this type of injury and with most slips occurring due to poor housekeeping, solutions to the problem are often simple and cost-effective.

Northern Counties Insurance Brokers, the UK Insurance Broker and experts in risk management have produced these Top Tips on how you can reduce your exposure to risk and with it your insurance premiums.

1. Planning

By having an effective management system in place the key areas of risk can be identified and goals can be set to make improvements. This should include selecting equipment and work practices that contain slip and trip hazards and if possible prevent them occurring.

2. Organisation

Get workers involved in and committed to reducing risks. This should involve giving people responsibilities to ensure that areas of the workplace are kept safe and then making sure everyone is aware who is responsible for each area.

3. Control

Keep a record of cleaning and maintenance work and encourage good health and safety.

4. Monitor and Review

Keep an accident log and re-examine it on a regular basis to learn from incidents that have occurred.

5. Examine slip and trip risks

The Health and Safety Executive recommend a 5 step approach to risk management when dealing with slip and trip risks and these are:

Step 1 – Look for slip and trip hazards around the workplace (e.g., uneven floors, trailing cables, areas that are sometimes slippery due to spillages)

Step 2 – Decide who might be harmed and how. Are the people who come into your workplace at risk?

Step 3 – Consider the risks – do you already have precautions to deal with the risks?

Step 4 – Record your findings if you have 5 or more employees

Step 5 – Regularly review the assessment. If any changes take place make sure that precautions are in place to deal with the risks

Mark Burdett of Northern Counties said, “When it comes to preventing slips, trips and falls happening getting conditions right from the start will make dealing with risks easier. This can include choosing the right flooring, making sure lighting levels are sufficient, avoiding overcrowding and making sure access routes are clear. By doing this the chances of an accident occurring will be greatly reduced and therefore so will your exposure to risk. And with certain insurance companies now offering substantial discounts for good health and safety many businesses could also save money on their Business Insurance premiums”.
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M Burdett has sinced written about articles on various topics from Finances. The Top Tips to prevent injuries at work was produced by Mark Burdett, Marketing Manager at Northern Counties Insurance Brokers.. M Burdett's top article generates over 590 views. Bookmark M Burdett to your Favourites.
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