Guide to Insurance

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Insurance Agents & Brokers

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Keeping track of anything can be tricky these days. With more and more possessions at people's disposal, this can make things challenging for an insurance agent. While you might have simply typed up a list of the possessions of your clients in the past, or you've had them fill out a form, things get tricky when you're managing the account of a movie or music collector. Though these movies can be easily replaced should they be stolen or destroyed, this does not provide any peace for those who believe that movies are worth far more than their listed price. But with movie manager software, everyone can have the peace of mind they deserve.



Is This Client a Good Fit for Movie Manager Software?

But the truth is that not everyone can fully utilize the tools included in movie manager software. Often, a client will only have a few movies to manage, make it much easier on everyone to just type up a list or to fill out a spreadsheet. A client who has more than 25 movies or who has a collection of movies they want to continue to enjoy for years is going to be far more likely to take advantage of all the tools in movie manager software. Not only will they be able to list the movies they own, but they will also be able to create a simple way of organizing them, even if they're not organized in real life. In addition, it is helpful if the person using the movie manager software is somewhat computer literate. Though the software is generally easy to use, an older client may not want to deal with learning a new system of organization.

After a Traumatic Experience...

The list that is created by the movie manager software is going to help those when the unexpected happens – a natural disaster, fire, or burglary. After these sorts of disasters, the movie collection is going to be strewn all over the home, just as the emotions of the owner will be. The mind of the client is not going to be able to remember all of the things they own and sometimes this can only add to the feelings of loss. To help manage this list, the client can create a list of their possessions with the movie manager software and give it to their insurance agent for safe keeping – or the list can be stored online and accessed from any computer with an Internet connection.

Sometimes life doesn't work out the way you planned, which is why insurance agents are available. But just having an agent isn't enough. By using movie manager software, the details will be listed in an orderly fashion, ready to help out the agent handling the claim, while also helping the owner of the movies get their life back to the way it was. Though it might not seem like a big deal to some if they lose some of their possessions – to others, it can be the most disturbing result of a disaster.
Insurance Agents & Brokers
Remember the GOLDEN RULE?

It states that you should "Do unto others as you would like them to do unto you."

Carl’s phone rang, and he picked it up. On the other end was an agent who sounded pleasantly asked whether she could make an appointment to show the inside of a home Carl had for sale. The agent specified a time to drop by the following day and Carl told the agent that he would call to confirm the appointment with the occupant of the property. Carl called, confirmed the appointment, and called the agent back the same day. The agent had given him two phone numbers to call back and he called both numbers. Each time he called, a voicemail came up and prompted him to leave a message. He left messages on both phone numbers for the agent to call him back so he would know they have received the message and are confirmed for the appointment the following day.

Thinking he would try again to reach her, Carl dialed her number again and a live person (not the agent though) picked up the phone. He left a message with that individual to have the agent call him back. The person indicated that the agent was out showing homes and would return the phone call. Carl NEVER received a call back! This was rather irritating, the agent didn’t have the common courtesy to call back!

Have you ever been in a situation like this? Why are some agents so unprofessional and do not return the phone call when they are the one who initiated the request for an appointment? I find this to be rather rude. The proper thing would be for them to have the common courtesy to call back to either confirm or cancel the appointment. Don't just ignore it. All it takes is a phone call to reply either way. That way, the occupant would be aware of the situation too. These are the same people that make appointments and never show. If the roles were reversed, I'm sure the agent would not be pleased if they were in Carl’s shoes. Maybe they had forgotten the Golden Rule...the rule that would have reminded them to treat others as they would like to be treated.

How would you handle the situation? In my informal survey of this issue, I’ve gotten a multitude of responses on how best to address this. One person suggested calling the agent's broker to complain about this, however, they also felt the broker most likely wouldn’t even care. Another advised calling the agent’s two phones and saying you are cancelling the showing since you did not hear from her/him. Some suggested sending an email to the agent who did not call back to notify the agent that the messages were left on their two phones to see if you get an explanation. Others suggested that in the future, practice preventive medicine by not allowing the agents to come see the home unless they have confirmed the appointment beforehand. One response even suggested treating other agents the way THEY want to be treated. So, in the circumstance described, it is obvious the agent likes to be treated poorly...otherwise she would not have treated others so badly! The karma will catch up with her.

Some agents suggested that it is best to put the matter aside and to concentrate on matters that are less draining on the mind and body. Who knows what happened to the agent—maybe they had a sick child and forgot to call back, maybe they had a flat or maybe they didn't get the message because by some miracle, both of their phones ran out of battery or got left at home, or maybe they are simply really rude. It’s easier just to give them the benefit of the doubt and not let it get to you. Rude people are not worth the negative energy that they bring about.

In cases where the agents are unresponsive, the seller is the one who gets hurt by it since their home could be getting more buyers if the agents were more proactive and quick to respond. There are many occasions where other agents need responses to questions before they submit an offer or where they need to schedule an appointment to show the home, however, because the agent representing the seller is not responding, nothing happens. Along the same lines, the non-responsive agent could be the reason why the buyers can’t get into the homes that would have suited them perfectly if their agent had taken them to it.

The main gist of the story is that it is important to maintain a sense of respect for other people’s time and to treat them reasonably and fairly. Eventually, agents such as the one described in this story will find that their attitude and lack of professionalism will choke their ability to work with buyers and sellers and they will end up losing in the long run. The formula for successful relationships starts with respect of someone else's...(you fill in the blank)…we should treat others as we would want to be treated.
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About Author
Both Maxim Smirnov & Dave Clocker are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Maxim Smirnov has sinced written about articles on various topics from Family Concerns, Entertainment Guide and Home Management. Max Smirnov, Movie Manager Software Author. Maxim Smirnov's top article generates over 60500 views. Bookmark Maxim Smirnov to your Favourites.

Dave Clocker has sinced written about articles on various topics from The Ocean Beach, Finances and Finances. Experience real estate like you've never known before. Dave Clocker is a real estate investor who will teach you the Little Known Facts That 99% Of The People Will Never Know About How To Almost Magically Generate Wealth Thru Real Estate. He has taken the. Dave Clocker's top article generates over 6600 views. Bookmark Dave Clocker to your Favourites.
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