Did you know that you can request an emergency hearing at your local County Court at any time after you have been served with a Possession Order or Bailiffs Warrant or with a CCJ. Using the court form N244 you can request a fast hearing to present new evidence to the judge to either delay or cancel the order. Repossession orders or Bailiffs Warrants for eviction can in many cases be stopped or postponed by using the standard County Court Form N244.



This form is now available via the online update facility. The most important thing to remember is that just filing a Form N244 is not enough to stop repossession or have the CCJ set aside it is merely an application for a hearing.

You can complete court form N244 on line. You can save the form N244 and any supporting documents in rtf format or in specific word processor file formats. Once you have done this you need to print it and take it directly to the County Court. Give the Court as many details as possible about your case. Make sure you attach any documents or proof separately. Make sure you keep a copy of everything for your own reference.

The Court will charge you between 30 and 60 pound for submitting a form N244, it is always worth checking with the courts to make sure of the exact fee they will charge for your particular case type. It is also worth noting here that if your main or sole form of income is from state funded benefits that you may be entitled to make your application free of charge. A simple call to the County Court concerned should sort all of this out for you.

You would be wise to attach an affidavit to the form signed and witnessed by a solicitor or commissioner of oaths. This will add credence to your application as you will be swearing as will the solicitor that its contents are a true statement of the facts. The affidavit should cost only around five pounds to have witnessed. The affidavit ads so much gravitas to the form N244 only a fool would contemplate proceeding without one.

The courts will usually take about three weeks to process the application if it is for something like the removal or set aside of a CCJ, which they consider to be a low priority but paperwork can be processed much quicker and hearings held at short notice in the case of house repossession, which is obviously treated as a higher priority.

You will find that there are a number of credit repair companies who will help you prepare your application. They will charge a fee but this is in most cases well worth it to get the desired result. You must make sure before using one of these companies that they are valid and reputable. They should always quote their CCL (consumer credit license) number on their web site and you can check a few of the active debt forums to ensure they have no bad press. If they lack the licence or have bad publicity then give them a wide birth.