Many people choose to restore, and then display their antique cars at shows; no serious owner would ever fail to insure this prized possession. Fortunately there are antique car insurance companies who are able to provide the sort of cover an older car needs. By having a wide variety of auto insurance companies to choose from, the classic car consumer has the ability to choose the right type of insurance for their needs.
This area has not gone unnoticed by commercial auto insurers and they now have special policies for collectors of antique cars that reflect these specialized areas of auto cover. Although the policies may seem the same as regular auto cover provides, they are not and the agent will require exact details of the car to be insured before a full quotation can be supplied. You can of course lower your premium by increasing your deductible above the standard limit your insurer sets.
Purchasing auto cover for an antique car through a commercial insurer will give the policy holder peace of mind, knowing that the company they have chosen to do business with is an established company with a good reputation. The other advantage of this type of insurer is their ability to arrange the protection on any other regular vehicle you own. Although there may be a price premium for antique car insurance with this type of company, the peace of mind it brings could be well worth the additional amount.
There are also many independent auto insurers available to purchase car cover for an older car and these tend to specialize and will not insure any other types of cars. There are even companies that will only insure a particular type of classic car which might make it difficult finding an insurer for your own vehicle.
To be on the safe side it is best to check out any insurance companies, especially the smaller ones so you can be happy in the knowledge that your premium money and antique car are not at risk. You do not want to find that after months of paying the insurance premiums that the company will not or is unable to pay your insurance claim.
Although it might seem like hard work finding an antique car insurance company that you feel happy entrusting your antique car with, it is far better than not having the car insured. Most classic cars are worth many thousands of dollars and that is a big loss if the car is ever stolen or destroyed so having auto cover may be the most valuable protection you ever purchase.
Rust Proofing Your Car
If you're like me, you cannot stand it when people get in your car with fast food or some other messy item like muddy shoes- you know- things that are going to make it a headache for you if you end up having to clean it off of the upholstery. Most people care about their cars. After all, they more than likely spent a ton of money. For most people, buying a car is the first major purchase that they'll make. Buying a house is usually the second major purchase. So, it's no wonder that after buying your first car that you'd want to work hard to keep it clean. For some of us, keeping our vehicles clean is a little more difficult because life throws us many distractions such as children, odd or long work schedules, business trips, etc. However, you should always make time to take care of the vehicle that gets you around.
It's in the Details!
Detailing your car is exactly what it sounds like. You are basically taking your car and paying close attention to every detail. Typically taking care of the exterior of your car will include things like:
- Washing and waxing your car
- Checking the tire pressure as well as tire tread wear
- Making sure all fluids (ex: windshield washing fluid, brake fluid, etc.) is filled
- Changing your oil (if necessary)
Interior Details
Not to discount the exterior of your vehicle, but the outside of your car will inevitably get dirty and scratched over time. It is still good to keep it as clean as you can, though. However, since the interior of your vehicle is where you will typically spend the majority of your time, this is where you'll want to focus the most attention. You'll need to get some cleaning supplies first such as car wipes, a microfiber cloth, a vacuum, a garbage bag, glass cleaner, upholstery cleaner, and an air freshener (optional). Next, there are some general steps that you should try to follow:
1. Throw it Out- Take everything out of your vehicle. This includes everything that is buried in your glove box. Put it somewhere (preferably in a bucket beside the car) where you'll be able to access. After you've finished emptying all of the junk out of your car, go through each item and determine whether or not you really need it. This can be decided simply by thinking about the last time you actually used it. If you don't need it, chuck it.
2. Windows- Using the glass cleaner, spray the solution on the windows, and using the microfiber cloth, go over the window so that it is streak free. Typically, you'll want to start with the front windshield and work your way to the back.
3. Wipe it Down- Using your cleaning wipes now, wipe down all the plastic or vinyl areas of the car such as the dashboard, steering wheel and door handles, etc.
4. Vacuum it Out- After everything has been wiped down, go ahead and vacuum everything out.
5. Remove Stains- After you've vacuumed, examine your vehicle for any stains. If there are any, use the stain remover to remove them.
Both Barry Friedmann & Brenda Williams are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Barry Friedmann has sinced written about articles on various topics from Auto Insurance, Health and Auto Insurance. when looking for anything online, be sure to check out Barry Friedmann's recommendation for the best Car Insurance Quote you will find. If you are looking for. Barry Friedmann's top article generates over 4400 views. Bookmark Barry Friedmann to your Favourites.
Best Saltwater Spinning Reel If finger mullet arent available, other saltwater bait can be used, including mud minnows and live shrimp. When all else fails, pink or red grub tail will also do the trick