(1) You can always find out information on a company or person by doing a quick search online. Go to Goggle or Yahoo and type in the company or person name and then type in the word scam after. Follow all leads. If no leads show up, then that is a good thing. It means there are no complaints on them online.
(2) Check with the state's Attorney General's Office to see if the company or person have received a series of complaints.
(3) Check with the National Fraud Information Center at: www.fraud.org to see if the company or person is listed. They provide a lot of information about telephone, mail, and online scams.
(4) Make sure the company or person you plan to do business with have a phone number and physical address. Call the company or person to see if the phone number actually belongs to them.
(5) Always make sure that you get a guarantee. Ask the company what will happen if you want to return the product or what do you need to do if you want a refund.
(6) Be cautious of companies who ask for your bank account info, or ask permission to deposit money into your bank account.
(7) Try to use your credit card instead of cash if you buy a product or invest in a business opportunity. That way if you do get ripped off, it may be easier to dispute the charges with your credit card company.
(8) Never do business with anyone in the country of Nigeria. If you do, you are fair game. The Nigerian Government is in on most of the scams from that country. This is just too large a business for Nigeria to crack down on. It would be like Nevada trying to close the casinos in Las Vegas. There have been numerous reports of high-level officials of the Nigerian government and the Central Bank of Nigeria personally participating in some scams.
(9) Don't reply to bulk email. You don't won’t to do business with someone who likes to spam people. Why? If they are bold enough to spam you, then they are bold enough to ripping you off!
(10) Never buy a product or business opportunity with out getting a receipt or confirmation number. If you don't get one or the other, then it's your word against theirs. With out proof, you will loose every time.
(11) Use common sense! If it sound too good to be true! Guess what? It’s a scam!
Don't Become Their Next Victim.
Scams Work At Home
The first thing that caught me off guard when I began searching for online work is that most opportunities were charging me money to work for them! I thought these were surely scams. The truth is many legit opportunities require some sort of administration fee to begin working. Although this is not typical in traditional offline work, it is fairly normal in online work. Let me example why with a common example.
Filling out surveys is a common way to earn money online. As an individual, you are welcome to try and contact all the major marketing companies around the world, and tell them that you are willing to take part in their market research. In order to be able to make any money at filling out surveys online, you would have to sign up with hundreds of marketing companies to make it worth your time. This would result in hundreds of hours of administrative work. Alternatively, you can join a paid survey site that has already established links with hundreds of marketing companies, helping you avoid the hundreds of hours of work it would take to setup. This is where the charge comes in - for access to their network of marketing companies that they have already established, they will charge you a monthly fee.
A little long winded, but the point is, paying money to join different programs does not necessarily mean that it is a scam or fraud.
So how do you find out if it is a scam or fraud? There are a couple of ways. First of all, look at the contact information that the offer provides you with. Can you call someone or email someone? Speaking to real people and asking questions about their program will help validate its legitimacy. Ask how long they have been around, how many people currently work for them, and if they have any money back guarantees. Most legitimate companies will respond to your questions, and will have money back guarantees.
Do a search in a major search engine using the offer name plus the word "scam." See if there are any pages that people have put up warning that the program is scam. Be weary of what you are reading, as you might just be reading a competitors webpage that is trying to get you to join their program instead. Of course, if you are finding lots of results and messages boards of people claiming that the program you are interested in is a fraud, you should probably stay clear of it!
Finally, search the internet for work at home message boards, where people like yourself post messages and share stories about their experiences with different work at home opportunities. Not only will this help you avoid scams, but may help you find other legitimate work at home opportunities that you did not know about!
After reading this, I am hoping that you are now more comfortable in choosing your work at home opportunities, with the knowledge of how to better spot a scam. The biggest thing to remember is that scams do exist, and to take your time and do your research when signing up for different work at home opportunities.