•Citi Platinum Select

Offering a 0 APR on balance transfer for twelve months and no annual fees, the Citi Platinum Select is a good card for balance transfer. Regular APR is 10.99%, much lower than many similar cards. There are no annual fees, although other standard fees are charged.

The card provides member benefits in the form of auto and travel accident insurance and fraud protection. The travel accident insurance has coverage of up to One million dollars.

•Citi Diamond Preferred Rewards Card

Citi Diamond has a zero percent APR introductory rate on balance transfer for one year. There are no annual fees, and the regular APR is only 12.99 percent.

After first purchase on the card, customer can qualify for a Fifty Dollar gift card. Every dollar spent in select places such as supermarkets and gas stations results in five points being earned. Other purchases earn one point for every dollar spent.

Platinum card holders are can assess up to a million dollars in travel accident insurance, as well as car rental discounts and emergency assistance services.

•Citi PremierPass Card

This card offers new card holders a zero APR on balance transfer for up to twelve months; the regular APR of 13.99 does not chip in until after this period. This is a good deal for customers seeking to transfer from a high interest rate card to a low interest rate card. However, there is a minimum cap for cash advances below which the APR will not fall.

Free benefits include the ability to manage your account online as well as travel accident and auto rental insurance. This rewards card is great for those wanting primarily rewards for using their credit card.

This card is available only to applicants with excellent credit.